//Top Section Navagation
var topArray = new Array();
//Section Name, Id, Link, Target
topArray[0] = {name:"Home", id:"home", link:"index.jsp", target:"_self"};
topArray[1] = {name:"中文", id:"chi", link:"111.htm", target:"_self"};


//Main Section Navagation
var sectionArray = new Array();
//Section Name, Id, Link, Target
sectionArray[0] = {name:"Employees", folder:"WMP0160", id:"employees", link:"page/WMP0160/mpf.htm", target:"_self"};
sectionArray[1] = {name:"Employers", folder:"WMP0180", id:"employers", link:"page/WMP0180/ERF0100/er_mpf.htm", target:"_self"};
sectionArray[2] = {name:"Self-Employed", folder:"WMP0200", id:"self", link:"page/WMP0200/SEF0100/se_mpf.htm", target:"_self"};
sectionArray[3] = {name:"Preserved Members", folder:"WMP0220", id:"preserved", link:"page/WMP0220/PAF0100/pa_mpf.htm", target:"_self"};
sectionArray[4] = {name:"About Us", folder:"WMP0120", id:"about", link:"page/WMP0120/company.htm", target:"_self"};
sectionArray[5] = {name:"What's New", folder:"WMP0140", id:"news", link:"page/WMP0140/WNF0100/news.jsp", target:"_self"};
sectionArray[6] = {name:"Fund Information", folder:"WMP0240", id:"fund", link:"page/WMP0240/FIF0100/fund.jsp", target:"_self"};
sectionArray[7] = {name:"Investment Corner", folder:"WMP0260", id:"invest", link:"page/WMP0260/ICF0100/invest.htm", target:"_self"};

sectionArray[8] = {name:"Publications", folder:"WMP0360", id:"publications", link:"page/WMP0360/publications.jsp", target:"_self"};
sectionArray[9] = {name:"Forms", folder:"WMP0380", id:"forms", link:"page/WMP0380/FOF0100/forms_ee.htm", target:"_self"};
sectionArray[10] = {name:"Tools & Demo", folder:"WMP0400", id:"tools", link:"page/WMP0400/tools.htm", target:"_self"};
sectionArray[11] = {name:"Contact Us", folder:"WMP0440", id:"contact", link:"page/WMP0440/contact.jsp", target:"_self"};
sectionArray[12] = {name:"FAQ", folder:"WMP0420", id:"faq", link:"page/WMP0420/FQF0100/faq_ee.jsp", target:"_self"};
sectionArray[13] = {name:"Useful Links", folder:"WMP0460", id:"links", link:"page/WMP0460/links.htm", target:"_self"};
sectionArray[14] = {name:"Glossary", folder:"WMP0480", id:"glossary", link:"page/WMP0480/glossary.htm", target:"_self"};
sectionArray[15] = {name:"Sitemap", folder:"WMP0500", id:"sitemap", link:"page/WMP0500/sitemap.htm", target:"_self"};
sectionArray[16] = {name:"Legal Statement", folder:"WMP0520", id:"legal", link:"page/WMP0520/legal.htm", target:"_self"};
sectionArray[17] = {name:"Online Security", folder:"WMP0540", id:"online", link:"page/WMP0540/online.htm", target:"_self"};
sectionArray[18] = {name:"Search Result", folder:"", id:"search", link:"search.jsp", target:"_self"};
sectionArray[19] = {name:"E-news Subscription", folder:"WMP0600", id:"subscript", link:"page/WMP0600/subscribe.jsp", target:"_self"};
sectionArray[20] = {name:"Privacy Statement", folder:"WMP0620", id:"privacy", link:"page/WMP0620/privacy.htm", target:"_self"};
sectionArray[21] = {name:"Unsubscribe E-news", folder:"WMP0640", id:"unsubscribe", link:"page/WMP0640/unsubscribe.jsp", target:"_self"};


var colorArray = new Array();
//pulldown Line Color, Bg Color, Title Line Color 1, Line Color 2, Right Box Bg Color, Line Color
colorArray[0] = ["#F79216", "#FDF8EE", "#D24C1F", "#E5997F", "#FAEEDE", "#FCC688"];
colorArray[1] = ["#F79216", "#FDF8EE", "#D24C1F", "#E5997F", "#FAEEDE", "#FCC688"];
colorArray[2] = ["#F79216", "#FDF8EE", "#D24C1F", "#E5997F", "#FAEEDE", "#FCC688"];
colorArray[3] = ["#F79216", "#FDF8EE", "#D24C1F", "#E5997F", "#FAEEDE", "#FCC688"];
colorArray[4] = ["#609E47", "#F3F8F2", "#5A7542", "#CDD5C8", "#E9F1E6", "#88AD79"];
colorArray[5] = ["#609E47", "#F3F8F2", "#5A7542", "#CDD5C8", "#E9F1E6", "#88AD79"];
colorArray[6] = ["#609E47", "#F3F8F2", "#5A7542", "#CDD5C8", "#E9F1E6", "#88AD79"];
colorArray[7] = ["#609E47", "#F3F8F2", "#5A7542", "#CDD5C8", "#E9F1E6", "#88AD79"];
colorArray[8] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[9] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[10] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[11] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[12] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[13] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[14] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[15] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[16] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[17] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[18] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[19] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[20] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];
colorArray[21] = ["#609E47", "#F3F8F2", "#347CA5", "#99BDD2"];


//Sub-Section Navagation
var subSectionArray = new Array();
//Section Name, Id, Link, Target

//#D24C1F
//#E5997F


//Employees
subSectionArray[0] = [
{name:"What MPF Means to You", id:"mpf", link:"page/WMP0160/mpf.htm", target:"_self"},
{name:"Why BCT", id:"our", link:"page/WMP0160/EEF0120/our.htm", target:"_self"},
{name:"Our Products & Services", id:"prod", link:"page/WMP0160/EEF0140/prod.htm", target:"_self", pulldown:"1"},
{name:"How to Enrol", id:"enro", link:"page/WMP0160/EEF0160/enro.htm", target:"_self"},
{name:"Transfer to BCT", id:"tran", link:"page/WMP0160/EEF0180/tran.htm", target:"_self"},
{name:"How to Invest", id:"inve", link:"page/WMP0160/EEF0200/inve.htm", target:"_self"},
{name:"Manage Your MPF", id:"mana", link:"page/WMP0160/EEF0220/mana.htm", target:"_self", pulldown:"1"}];

//Employees - Product & Services Information
employees_prodArray = new Array();
employees_prodArray[0] = {name:"Master Trust Scheme", id:"mast", link:"page/WMP0160/EEF0140/PIF0100/mast.htm", target:"_self"};
employees_prodArray[1] = {name:"Industry Scheme", id:"indu", link:"page/WMP0160/EEF0140/PIF0120/indu.htm", target:"_self"};
employees_prodArray[2] = {name:"Make Additional Contributions", id:"make", link:"page/WMP0160/EEF0140/PIF0140/make.htm", target:"_self"};

//Employees - Manage your MPF
employees_manaArray = new Array();
employees_manaArray[0] = {name:"Manage Your MPF Online", id:"mana", link:"page/WMP0160/EEF0220/MPF0100/mpf_online.htm", target:"_self"};
employees_manaArray[1] = {name:"Update Personal Information", id:"upda", link:"page/WMP0160/EEF0220/MPF0120/update_info.htm", target:"_self"};
employees_manaArray[2] = {name:"Voluntary Contributions", id:"volu", link:"page/WMP0160/EEF0220/MPF0140/vc.htm", target:"_self"};
employees_manaArray[3] = {name:"Make Additional Contributions", id:"make", link:"page/WMP0160/EEF0220/MPF0160/add_c.htm", target:"_self"};
employees_manaArray[4] = {name:"Change of Jobs", id:"jobs", link:"page/WMP0160/EEF0220/MPF0180/change_jobs.htm", target:"_self"};
employees_manaArray[5] = {name:"Change of Investment Instructions", id:"inve", link:"page/WMP0160/EEF0220/MPF0200/change_invest.htm", target:"_self"};
employees_manaArray[6] = {name:"Withdrawal of Your Accrued Benefits", id:"with", link:"page/WMP0160/EEF0220/MPF0220/withdrawal.htm", target:"_self"};


//Employers
subSectionArray[1] = [
{name:"What MPF Means to You", id:"mpf", link:"page/WMP0180/ERF0100/er_mpf.htm", target:"_self"},
{name:"Why BCT", id:"our", link:"page/WMP0180/ERF0120/our.htm", target:"_self"},
{name:"Our Products & Services", id:"prod", link:"page/WMP0180/ERF0140/prod.htm", target:"_self", pulldown:"1"},
{name:"How to Apply", id:"how", link:"page/WMP0180/ERF0160/how.htm", target:"_self"},
{name:"Transfer to BCT", id:"tran", link:"page/WMP0180/ERF0180/tran.htm", target:"_self"},
{name:"Manage Your MPF", id:"mana", link:"page/WMP0180/ERF0200/er_mana.htm", target:"_self", pulldown:"1"}];


//Employers - Product & Services Information
employers_prodArray = new Array();
employers_prodArray[0] = {name:"Master Trust Scheme", id:"mast", link:"page/WMP0180/ERF0140/PIF0100/mast.htm", target:"_self"};
employers_prodArray[1] = {name:"Industry Scheme", id:"indu", link:"page/WMP0180/ERF0140/PIF0120/indu.htm", target:"_self"};
employers_prodArray[2] = {name:"ORSO Scheme", id:"orso", link:"page/WMP0180/ERF0140/PIF0140/orso.htm", target:"_self"};


//Employers - Manage your MPF
employers_manaArray = new Array();
employers_manaArray[0] = {name:"Manage Your MPF Online", id:"mana", link:"page/WMP0180/ERF0200/MPF0100/mpf_online.htm", target:"_self"};
employers_manaArray[1] = {name:"Update Company Information", id:"upda", link:"page/WMP0180/ERF0200/MPF0120/update_info.htm", target:"_self"};
employers_manaArray[2] = {name:"Employee Enrolment", id:"empl", link:"page/WMP0180/ERF0200/MPF0140/empl.htm", target:"_self"};
employers_manaArray[3] = {name:"Report Termination of Employee", id:"repo", link:"page/WMP0180/ERF0200/MPF0160/repo.htm", target:"_self"};
employers_manaArray[4] = {name:"Make Contributions", id:"make", link:"page/WMP0180/ERF0200/MPF0180/MCF0100/remi.htm", target:"_self", pulldown:"1"};


//Employers - Manage your MPF - Make Contributions
employers_mana_makeArray = new Array();
employers_mana_makeArray[0] = {name:"Remittance Statement", id:"remi", link:"page/WMP0180/ERF0200/MPF0180/MCF0100/remi.htm", target:"_self"};
employers_mana_makeArray[1] = {name:"Payment Methods", id:"pay", link:"page/WMP0180/ERF0200/MPF0180/MCF0120/pay.htm", target:"_self"};


//Self-Employed
subSectionArray[2] = [
{name:"What MPF Means to You", id:"mpf", link:"page/WMP0200/SEF0100/se_mpf.htm", target:"_self"},
{name:"Why BCT", id:"our", link:"page/WMP0200/SEF0120/our.htm", target:"_self"},
{name:"Our Products & Services", id:"prod", link:"page/WMP0200/SEF0140/prod.htm", target:"_self", pulldown:"1"},
{name:"How to Enrol", id:"enro", link:"page/WMP0200/SEF0160/enro.htm", target:"_self"},
{name:"Transfer to BCT", id:"tran", link:"page/WMP0200/SEF0180/tran.htm", target:"_self"},
{name:"How to Invest", id:"inve", link:"page/WMP0200/SEF0200/inve.htm", target:"_self"},
{name:"Manage Your MPF", id:"mana", link:"page/WMP0200/SEF0220/se_mana.htm", target:"_self", pulldown:"1"}];


//Self-Employed - Product & Services Information
self_prodArray = new Array();
self_prodArray[0] = {name:"Master Trust Scheme", id:"mast", link:"page/WMP0200/SEF0140/PIF0100/mast.htm", target:"_self"};
self_prodArray[1] = {name:"Industry Scheme", id:"indu", link:"page/WMP0200/SEF0140/PIF0120/indu.htm", target:"_self"};


//Self-Employed - Manage your MPF
self_manaArray = new Array();
self_manaArray[0] = {name:"Manage Your MPF Online", id:"mana", link:"page/WMP0200/SEF0220/MPF0100/mpf_online.htm", target:"_self"};
self_manaArray[1] = {name:"Update Personal Information", id:"upda", link:"page/WMP0200/SEF0220/MPF0120/update_info.htm", target:"_self"};
self_manaArray[2] = {name:"Change of Investment Instructions", id:"inve", link:"page/WMP0200/SEF0220/MPF0140/inve.htm", target:"_self"};
self_manaArray[3] = {name:"Make Contributions", id:"make", link:"page/WMP0200/SEF0220/MPF0160/MCF0100/meth.htm", target:"_self", pulldown:"1"};
self_manaArray[4] = {name:"Change of Employment", id:"empl", link:"page/WMP0200/SEF0220/MPF0180/empl.htm", target:"_self"};
self_manaArray[5] = {name:"Withdrawal of Your Accured Benefits", id:"with", link:"page/WMP0200/SEF0220/MPF0200/with.htm", target:"_self"};

//Self-Employed - Manage your MPF - Make Contributions
self_mana_makeArray = new Array();
self_mana_makeArray[0] = {name:"Payment Methods", id:"meth", link:"page/WMP0200/SEF0220/MPF0160/MCF0100/meth.htm", target:"_self"};
self_mana_makeArray[1] = {name:"Payment Schedule", id:"sche", link:"page/WMP0200/SEF0220/MPF0160/MCF0120/sche.htm", target:"_self"};


//Preserved Memebers
subSectionArray[3] = [
{name:"What is a Preserved Account", id:"mpf", link:"page/WMP0220/PAF0100/pa_mpf.htm", target:"_self"},
{name:"Why BCT", id:"our", link:"page/WMP0220/PAF0120/our.htm", target:"_self"},
{name:"Our Products & Services", id:"prod", link:"page/WMP0220/PAF0140/prod.htm", target:"_self"},
{name:"Transfer to BCT", id:"enro", link:"page/WMP0220/PAF0160/enro.htm", target:"_self"},
{name:"How to Invest", id:"inve", link:"page/WMP0220/PAF0200/inve.htm", target:"_self"},
{name:"Manage Your MPF", id:"mana", link:"page/WMP0220/PAF0220/pa_mana.htm", target:"_self", pulldown:"1"}];


//Preserved Members - Product & Services Information
preserved_prodArray = new Array();
preserved_prodArray[0] = {name:"Master Trust Scheme", id:"mast", link:"111.htm", target:"_self"};
preserved_prodArray[1] = {name:"Industry Scheme", id:"indu", link:"111.htm", target:"_self"};


//Preserved Members - Manage your MPF
preserved_manaArray = new Array();
preserved_manaArray[0] = {name:"Manage Your MPF Online", id:"mana", link:"page/WMP0220/PAF0220/MPF0100/mpf_online.htm", target:"_self"};
preserved_manaArray[1] = {name:"Update Personal Information", id:"upda", link:"page/WMP0220/PAF0220/MPF0120/update_info.htm", target:"_self"};
preserved_manaArray[2] = {name:"Make Additional Contributions", id:"make", link:"page/WMP0220/PAF0220/MPF0140/make.htm", target:"_self"};
preserved_manaArray[3] = {name:"Change of Investment Instructions", id:"inve", link:"page/WMP0220/PAF0220/MPF0160/inve.htm", target:"_self"};
preserved_manaArray[4] = {name:"Withdrawal of Your Accrued Benefits", id:"with", link:"page/WMP0220/PAF0220/MPF0180/with.htm", target:"_self"};


//About Us
subSectionArray[4] = [
{name:"Our Group", id:"bct", link:"page/WMP0120/company.htm", target:"_self"},
{name:"Our Business", id:"busi", link:"page/WMP0120/ABF0120/busi.htm", target:"_self"},
{name:"Corporate Governance", id:"gove", link:"page/WMP0120/ABF0180/corp.htm", target:"_self", pulldown:"1"},
{name:"Corporate Social Responsibility", id:"corp", link:"page/WMP0120/ABF0140/value.htm", target:"_self", pulldown:"1"},
{name:"Career Opportunities", id:"care", link:"page/WMP0120/ABF0160/career.jsp", target:"_self"}];

//About Us - Corporate Governance
about_goveArray = new Array();
about_goveArray[0] = {name:"Our Board", id:"board", link:"page/WMP0120/ABF0180/board.htm", target:"_self"};
about_goveArray[1] = {name:"Internal Control", id:"internal", link:"page/WMP0120/ABF0180/control.htm", target:"_self"};
about_goveArray[2] = {name:"Compliance Culture", id:"compliance", link:"page/WMP0120/ABF0180/culture.htm", target:"_self"};

//About Us - Corporate Social Responsibilites
about_corpArray = new Array();
about_corpArray[0] = {name:"Our Corporate Values", id:"value", link:"page/WMP0120/ABF0140/value.htm", target:"_self"};
//about_corpArray[1] = {name:"Our CSR Programme", id:"program", link:"page/WMP0120/ABF0140/program.htm", target:"_self"};


//What's New
//subSectionArray[5] = [];


//Fund Information
subSectionArray[6] = [
{name:"Current Fund Prices", id:"curr", link:"page/WMP0240/FIF0100/fund.jsp", target:"_self"},
{name:"Fund Performance", id:"cumu", link:"page/WMP0240/FIF0120/fund_cumu.jsp", target:"_self"},
{name:"Your Fund Choices", id:"choi", link:"page/WMP0240/FIF0140/fund_choice.jsp", target:"_self"},
{name:"Fund Performance Tracking", id:"track", link:"page/WMP0240/FIF0100/fund_track.jsp", target:"_self"}];


//Investment Corner
subSectionArray[7] = [
{name:"Investment Managers", id:"mana", link:"page/WMP0260/ICF0100/invest.htm", target:"_self"},
{name:"Check Out Your Risk Profile", id:"risk", link:"page/WMP0260/ICF0120/risk.jsp", target:"_self"},
{name:"Investment Insights", id:"insi", link:"page/WMP0260/ICF0140/investmentTips.jsp", target:"_self"},
{name:"Investment Terms", id:"term", link:"page/WMP0260/ICF0160/term.htm", target:"_self"}];


//Tools & Demo
subSectionArray[10] = [
{name:"Pay Easy", id:"payeasy", link:"page/WMP0400/TDF0100/payeasy.htm", target:"_self"},
{name:"Retirement Planner", id:"pc", link:"page/WMP0400/TDF0120/retire.htm", target:"_self"},
{name:"Calculator for Casual Employees", id:"ce", link:"page/WMP0400/TDF0140/ce.htm", target:"_self"},
{name:"MPF Plan Calculator Demo", id:"mc", link:"page/WMP0400/TDF0160/mpf.htm", target:"_self"},
{name:"Industry Plan Calculator Demo", id:"is", link:"page/WMP0400/TDF0180/industry.htm", target:"_self"},
{name:"C-Online Web Demo", id:"conline", link:"page/WMP0400/TDF0200/conline.htm", target:"_self"},
{name:"User Guide of C-Online", id:"conline_guide", link:"../../uploadfile/C-Online_user_guide_eng.pdf", target:"_blank"},
{name:"Reading Guide to Your Member Benefit Statement", id:"abs", link:"../../uploadfile/ABS_reading_guide.pdf", target:"_blank"},
{name:"Reading Guide to Your Member Benefit Statement(Semi-annual)", id:"sabs", link:"../../uploadfile/SABS_reading_guide.pdf", target:"_blank"}
];
//{name:"Fund Switching Guide", id:"FS", link:"images/forms/FS_guide_v8_eng.pdf", target:"_blank"}];

subSectionArray[11] = null;
subSectionArray[12] = null;
subSectionArray[13] = null;
subSectionArray[14] = null;
subSectionArray[15] = null;
subSectionArray[16] = null;
subSectionArray[17] = null;
subSectionArray[18] = null;
subSectionArray[19] = null;
subSectionArray[20] = null;
subSectionArray[21] = null;


//////////////////////////////////////////////////////////////////////////////////////////////
//All Banners & Tips


//Home Banner
var homeBannerArray = new Array();
//Section Name, Image, Link, Target
//homeBannerArray[0] = {name:"Save more for a better retirement", image:"images/banner/home_save.jpg", link:"page/WMP0160/EEF0140/PIF0140/make.htm", target:"_self"};
//homeBannerArray[1] = {name:"Special Bonus Unit Rebate for Preserved Members", image:"images/banner/home_special.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=9", target:"_self"};
//homeBannerArray[0] = {name:"Corporate Social Responsibility", image:"images/banner/home_social.jpg", link:"page/WMP0120/ABF0140/value.htm", target:"_self"};
//homeBannerArray[3] = {name:"Lucky Draw", image:"images/banner/lucky_main_banner.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=11", target:"_self"};
//homeBannerArray[3] = {name:"New Website Lanunched", image:"images/banner/newweb_main_banner.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=10", target:"_self"};
//homeBannerArray[3] = {name:"Investment seminar", image:"images/banner/investseminar_main_banner.jpg", link:"page/WMP0260/ICF0100/invest.htm", target:"_self"};
//homeBannerArray[2] = {name:"2006 Member Benefit Statement / Employer Summary", image:"images/banner/banner_member.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=18", target:"_self"};
//homeBannerArray[2] = {name:"Quarterly Member E-Statment", image:"images/banner/banner_member_e_statment.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=24", target:"_self"};
//homeBannerArray[3] = {name:"Seminars for Employers", image:"images/banner/banner_seminar.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=16", target:"_self"};
//homeBannerArray[3] = {name:"Go Gold Goal", image:"images/banner/newweb_main_banner_06.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=22", target:"_self"};
//homeBannerArray[3] = {name:"SVC", image:"images/banner/banner_svc.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=25", target:"_self"};
//homeBannerArray[0] = {name:"seminar", image:"images/banner/seminar.jpg", link:"http://www.bcthk.com/newsletter/ENEWS182007/ENEWS182007.html", target:"_blank"};
//homeBannerArray[0] = {name:"saveeasy", image:"images/banner/save_easy_1.gif", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=63", target:"_self"};
//homeBannerArray[0] = {name:"Reward", image:"images/banner/reward_prog.gif", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=51", target:"_self"};
//homeBannerArray[0] = {name:"Lucky Draw", image:"images/banner/lucky_banner.jpg", link:"https://web.e-mpfhk.com/form/en/index.html", target:"_blank"};
//homeBannerArray[0] = {name:"Seminar", image:"images/banner/public_eng.jpg", link:"page/WMP0660/form_reg.jsp", target:"_blank"};
//homeBannerArray[0] = {name:"csr", image:"images/banner/csr_web.jpg", link:"../../../../../../csr/html/eng/index.html", target:"_blank"};
homeBannerArray[0] = {name:"lifecycle", image:"images/banner/lifecycle.jpg", link:"http://retirement.bcthk.com", target:"_blank"};
//homeBannerArray[1] = {name:"ATI", image:"images/banner/ATI_large.jpg", link:"../../uploadfile/ATI_leaflet_eng.pdf", target:"_blank"};
homeBannerArray[1] = {name:"Event", image:"images/banner/web_banner172x173.gif", link:"http://www.metroradio.com.hk/Campaign997/BCT2010/", target:"_blank"};


//Right Banner & Tips
var rightBannerArray = new Array();
//Section Name, Image, Link, Target

var tipsArray = new Array();
//Text, Link, Target

//Employees
rightBannerArray[0] = [
{name:"Save more for a better retirement", image:"images/banner/svc_banner.jpg", link:"page/WMP0160/EEF0140/PIF0140/make.htm", target:"_self"},
//{name:"ATI", image:"images/banner/ATI_small.jpg", link:"../../uploadfile/ATI_leaflet_eng.pdf", target:"_blank"},
//{name:"138", image:"images/banner/138.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=49", target:"_self"}
{name:"PM", image:"images/banner/PM_eng.gif", link:"../../uploadfile/PM_Leaflet_Eng.pdf", target:"_blank"}
];
tipsArray[0] = [
{text:"Mandatory contributions are not required for income earned on or after your 65th birthday.", link:"", target:"_self"},
{text:"Your employer must provide you with a \"Pay Record\" within seven working days after payment of mandatory contributions. <a href=\""+path+"page/WMP0420/FQF0100/faq_ee.jsp?topic=2&id=6#6\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can withdraw accrued benefits derived from mandatory contributions when you reach the age of 65 or under specific circumstances. <a href=\""+path+"page/WMP0160/EEF0220/MPF0220/withdrawal.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can consider consolidating your multiple preserved accounts for easier management. It is simple to consolidate your accounts with BCT. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can save management costs levied on each preserved account by consolidating them into a single account. Consolidate your preserved accounts at BCT is simple. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"When changing jobs, employees can make their own choice of MPF trustee regarding their portable accrued benefits. <a href=\""+path+"page/WMP0220/PAF0120/our.htm\" class=\"content\"><u>Learn more about preserved accounts at BCT</u></a>.", link:"", target:"_self"},
//{text:"Three months after you leave a job, accrued benefits in your MPF account may be automatically transferred to a preserved account. Learn about preserved accounts. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"Three months after you leave a job, accrued benefits in your MPF account may be automatically transferred to a preserved account. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\">Learn about preserved accounts.</a>", link:"", target:"_self"},
{text:"There is no handling fee for changing MPF trustee for your preserved accounts. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Find out more</u></a>.", link:"", target:"_self"},
{text:"The MPFA's centralised database allows you to check the number of preserved accounts you have in the MPF system and other relevant information.", link:"", target:"_self"},
{text:"You may wish to regularly review your MPF portfolio to ensure your long-term investment goals are met. <a href=\""+path+"page/WMP0360/publications.jsp\" class=\"content\"><u>Check out the latest fund facts</u></a>.", link:"", target:"_self"},
{text:"MPF schemes are long-term investments. You are advised not to switch funds frequently under normal circumstances. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>More investment insights</u></a>.", link:"", target:"_self"},
{text:"MPF investment is for retirement. You should adopt a long-term view before making any investment decision. <a href=\""+path+"page/WMP0260/ICF0120/risk.jsp\" class=\"content\"><u>Check out your investment profile</u></a>.", link:"", target:"_self"},
{text:"MPF schemes offer different investments fund options. Always read the relevant Principal Brochures to understand the relevant investment objectives and information. <a href=\""+path+"page/WMP0240/FIF0140/fund_choice.jsp\" class=\"content\"><u>Learn more about our funds</u></a>.", link:"", target:"_self"},
{text:"Reduce your MPF investment risk by diversification. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>More investment insights</u></a>.", link:"", target:"_self"},
{text:"Six independent global investment managers appointed by BCT provide professional management of your MPF funds <a href=\""+path+"page/WMP0260/ICF0100/invest.htm\" class=\"content\"><u>Learn more</u></a>.", link:"", target:"_self"},
{text:"\"Multi-Manager\" investment approach aims at maximising investment returns and risk diversification for members. <a href=\""+path+"page/WMP0260/ICF0100/invest.htm\" class=\"content\"><u>Learn more about BCT's investment approach</u></a>.", link:"", target:"_self"},
{text:"The Fund Expense Ratio (FER) measures the total level of expenses incurred in investing in a fund for a given financial period.", link:"", target:"_self"},
{text:"On-going Cost Illustration (OCI) shows the total effect of fees and charges on each HK$1,000 contributed in an MPF fund over a given period of time.", link:"", target:"_self"},
{text:"Dollar-cost averaging is a useful investment technique to weather stock market volatility. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>Learn more about this concept</u></a>.", link:"", target:"_self"},
{text:"SVC offers distinctive financial flexibility which allows for contribution amount as little as HK$500 and withdrawals to meet your unexpected needs. This is all done directly with your MPF trustee, without involving your employer. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"The SVC account allows you to directly manage your levels of contributions and withdrawal. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"For a more comfortable retirement, make extra contributions through SVC to your account.  <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"Your SVC is retained in your preserved account at no extra cost after cessation of employment. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more</u></a>.", link:"", target:"_self"}
];

//Employers
rightBannerArray[1] = [
{name:"Corporate Social Responsibility", image:"images/banner/csr_banner.jpg", link:"page/WMP0120/ABF0140/value.htm", target:"_self"},
{name:"Investment Manager", image:"images/banner/investmanager_banner.jpg", link:"page/WMP0260/ICF0100/invest.htm", target:"_self"}
];
tipsArray[1] = [
{text:"Employers may wish to consult their employees before selecting an MPF scheme for their company staff.", link:"", target:"_self"},
{text:"Employers must give a written notice to their scheme trustee within 10 days after an employee ceases employment. <a href=\""+path+"page/WMP0180/ERF0200/MPF0160/repo.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"\"Domestic employees\" are exempt from joining MPF schemes. <a href=\""+path+"page/WMP0420/FQF0120/faq_er.jsp?topic=2&id=19#19\" class=\"content\"><u>Learn more about exemption</u></a>.", link:"", target:"_self"},
{text:"Family members employed to run a family business are exempt from MPF schemes if living under the same dwelling as the employer.", link:"", target:"_self"},
{text:"Employers are required to provide monthly pay-records to employees within seven working days after contributions are made. <a href=\""+path+"page/WMP0420/FQF0120/faq_er.jsp?topic=3&id=24#24\" class=\"content\"><u>Learn about employers' responsibilities</u></a>.", link:"", target:"_self"},
{text:"BCT offers different tools for calculating MPF contributions<br>- <a href=\""+path+"page/WMP0400/TDF0160/mpf.htm\" class=\"content\">MPF Plan Calculator</a> <br>- <a href=\""+path+"page/WMP0400/TDF0180/industry.htm\" class=\"content\">Industry Plan Calculator</a> <br>-	<a href=\""+path+"page/WMP0400/TDF0100/payeasy.htm\" class=\"content\">Pay Easy</a><br>-	<a href=\""+path+"page/WMP0180/ERF0200/MPF0180/MCF0100/remi.htm\" class=\"content\">C-Online</a>", link:"", target:"_self"},
{text:"Employers may offset LSP / SP amounts paid for their employees from accrued benefits derived from employer's mandatory contributions. <a href=\""+path+"page/WMP0420/FQF0120/faq_er.jsp?topic=4&id=30#30\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"Employers must enrol eligible regular employees in MPF schemes within 60 days of employment and enrol causal employees in industry schemes upon their joining the company. <a href=\""+path+"page/WMP0180/ERF0200/MPF0140/empl.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"Consider factors like company background, professionalism, fund choices and investment return and customer services when selecting an MPF scheme. <a href=\""+path+"page/WMP0180/ERF0120/our.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"}
];

//Self-Employed
rightBannerArray[2] = [
{name:"Investment Manager", image:"images/banner/investmanager_banner.jpg", link:"page/WMP0260/ICF0100/invest.htm", target:"_self"},
//{name:"138", image:"images/banner/138.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=49", target:"_self"}
{name:"PM", image:"images/banner/PM_eng.gif", link:"../../uploadfile/PM_Leaflet_Eng.pdf", target:"_blank"}
];
tipsArray[2] = [
{text:"Mandatory contributions are not required for income earned on or after your 65th birthday.", link:"", target:"_self"},
{text:"Your employer must provide you with a \"Pay Record\" within seven working days after payment of mandatory contributions. <a href=\""+path+"page/WMP0420/FQF0100/faq_ee.jsp?topic=2&id=6#6\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can withdraw accrued benefits derived from mandatory contributions when you reach the age of 65 or under specific circumstances. <a href=\""+path+"page/WMP0160/EEF0220/MPF0220/withdrawal.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"Do you know how much does a self-employed person needs to contribute? <a href=\""+path+"page/WMP0200/SEF0100/se_mpf.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"Self-employed persons can select the frequency of contributions, i.e. either on a monthly or yearly basis. <a href=\""+path+"page/WMP0200/SEF0220/MPF0160/MCF0120/sche.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can consider consolidating your multiple preserved accounts for easier management. It is simple to consolidate your accounts with BCT. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can save management costs levied on each preserved account by consolidating them into a single account. Consolidate your preserved accounts at BCT is simple. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"When changing jobs, employees can make their own choice of MPF trustee regarding their portable accrued benefits. <a href=\""+path+"page/WMP0220/PAF0120/our.htm\" class=\"content\"><u>Learn more about preserved accounts at BCT</u></a>.", link:"", target:"_self"},
{text:"Three months after you leave a job, accrued benefits in your MPF account may be automatically transferred to a preserved account. Learn about preserved accounts. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"There is no handling fee for changing MPF trustee for your preserved accounts. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Find out more</u></a>.", link:"", target:"_self"},
{text:"The MPFA's centralised database allows you to check the number of preserved accounts you have in the MPF system and other relevant information.", link:"", target:"_self"},
{text:"You may wish to regularly review your MPF portfolio to ensure your long-term investment goals are met. <a href=\""+path+"page/WMP0360/publications.jsp\" class=\"content\"><u>Check out the latest fund facts</u></a>.", link:"", target:"_self"},
{text:"MPF schemes are long-term investments. You are advised not to switch funds frequently under normal circumstances. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>More investment insights</u></a>.", link:"", target:"_self"},
{text:"MPF investment is for retirement. You should adopt a long-term view before making any investment decision. <a href=\""+path+"page/WMP0260/ICF0120/risk.jsp\" class=\"content\"><u>Check out your investment profile</u></a>.", link:"", target:"_self"},
{text:"MPF schemes offer different investments fund options. Always read the relevant Principal Brochures to understand the relevant investment objectives and information. <a href=\""+path+"page/WMP0240/FIF0140/fund_choice.jsp\" class=\"content\"><u>Learn more about our funds</u></a>.", link:"", target:"_self"},
{text:"Reduce your MPF investment risk by diversification. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>More investment insights</u></a>.", link:"", target:"_self"},
{text:"Six independent global investment managers appointed by BCT provide professional management of your MPF funds <a href=\""+path+"page/WMP0260/ICF0100/invest.htm\" class=\"content\"><u>Learn more</u></a>.", link:"", target:"_self"},
{text:"\"Multi-Manager\" investment approach aims at maximising investment returns and risk diversification for members. <a href=\""+path+"page/WMP0260/ICF0100/invest.htm\" class=\"content\"><u>Learn more about BCT's investment approach</u></a>.", link:"", target:"_self"},
{text:"The Fund Expense Ratio (FER) measures the total level of expenses incurred in investing in a fund for a given financial period.", link:"", target:"_self"},
{text:"On-going Cost Illustration (OCI) shows the total effect of fees and charges on each HK$1,000 contributed in an MPF fund over a given period of time.", link:"", target:"_self"},
{text:"Dollar-cost averaging is a useful investment technique to weather stock market volatility. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>Learn more about this concept</u></a>.", link:"", target:"_self"},
{text:"SVC offers distinctive financial flexibility which allows for contribution amount as little as HK$500 and withdrawals to meet your unexpected needs. This is all done directly with your MPF trustee, without involving your employer. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"The SVC account allows you to directly manage your levels of contributions and withdrawal. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"For a more comfortable retirement, make extra contributions through SVC to your account.  <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"Your SVC is retained in your preserved account at no extra cost after cessation of employment. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more</u></a>.", link:"", target:"_self"}
];

//Preserved Members
rightBannerArray[3] = [
{name:"Save more for a better retirement", image:"images/banner/svc_banner.jpg", link:"page/WMP0160/EEF0140/PIF0140/make.htm", target:"_self"},
//{name:"ATI", image:"images/banner/ATI_small.jpg", link:"../../uploadfile/ATI_leaflet_eng.pdf", target:"_blank"},
//{name:"Investment Manager", image:"images/banner/investmanager_banner.jpg", link:"page/WMP0260/ICF0100/invest.htm", target:"_self"}
{name:"PM", image:"images/banner/PM_eng.gif", link:"../../uploadfile/PM_Leaflet_Eng.pdf", target:"_blank"}
];
tipsArray[3] = [
{text:"Mandatory contributions are not required for income earned on or after your 65th birthday.", link:"", target:"_self"},
{text:"Your employer must provide you with a \"Pay Record\" within seven working days after payment of mandatory contributions. <a href=\""+path+"page/WMP0420/FQF0100/faq_ee.jsp?topic=2&id=6#6\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can withdraw accrued benefits derived from mandatory contributions when you reach the age of 65 or under specific circumstances. <a href=\""+path+"page/WMP0160/EEF0220/MPF0220/withdrawal.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can consider consolidating your multiple preserved accounts for easier management. It is simple to consolidate your accounts with BCT. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can save management costs levied on each preserved account by consolidating them into a single account. Consolidate your preserved accounts at BCT is simple. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"When changing jobs, employees can make their own choice of MPF trustee regarding their portable accrued benefits. <a href=\""+path+"page/WMP0220/PAF0120/our.htm\" class=\"content\"><u>Learn more about preserved accounts at BCT</u></a>.", link:"", target:"_self"},
{text:"Three months after you leave a job, accrued benefits in your MPF account may be automatically transferred to a preserved account. Learn about preserved accounts. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"There is no handling fee for changing MPF trustee for your preserved accounts. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Find out more</u></a>.", link:"", target:"_self"},
{text:"The MPFA's centralised database allows you to check the number of preserved accounts you have in the MPF system and other relevant information.", link:"", target:"_self"},
{text:"You may wish to regularly review your MPF portfolio to ensure your long-term investment goals are met. <a href=\""+path+"page/WMP0360/publications.jsp\" class=\"content\"><u>Check out the latest fund facts</u></a>.", link:"", target:"_self"},
{text:"MPF schemes are long-term investments. You are advised not to switch funds frequently under normal circumstances. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>More investment insights</u></a>.", link:"", target:"_self"},
{text:"MPF investment is for retirement. You should adopt a long-term view before making any investment decision. <a href=\""+path+"page/WMP0260/ICF0120/risk.jsp\" class=\"content\"><u>Check out your investment profile</u></a>.", link:"", target:"_self"},
{text:"MPF schemes offer different investments fund options. Always read the relevant Principal Brochures to understand the relevant investment objectives and information. <a href=\""+path+"page/WMP0240/FIF0140/fund_choice.jsp\" class=\"content\"><u>Learn more about our funds</u></a>.", link:"", target:"_self"},
{text:"Reduce your MPF investment risk by diversification. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>More investment insights</u></a>.", link:"", target:"_self"},
{text:"Six independent global investment managers appointed by BCT provide professional management of your MPF funds <a href=\""+path+"page/WMP0260/ICF0100/invest.htm\" class=\"content\"><u>Learn more</u></a>.", link:"", target:"_self"},
{text:"\"Multi-Manager\" investment approach aims at maximising investment returns and risk diversification for members. <a href=\""+path+"page/WMP0260/ICF0100/invest.htm\" class=\"content\"><u>Learn more about BCT's investment approach</u></a>.", link:"", target:"_self"},
{text:"The Fund Expense Ratio (FER) measures the total level of expenses incurred in investing in a fund for a given financial period.", link:"", target:"_self"},
{text:"On-going Cost Illustration (OCI) shows the total effect of fees and charges on each HK$1,000 contributed in an MPF fund over a given period of time.", link:"", target:"_self"},
{text:"Dollar-cost averaging is a useful investment technique to weather stock market volatility. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>Learn more about this concept</u></a>.", link:"", target:"_self"},
{text:"SVC offers distinctive financial flexibility which allows for contribution amount as little as HK$500 and withdrawals to meet your unexpected needs. This is all done directly with your MPF trustee, without involving your employer. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"The SVC account allows you to directly manage your levels of contributions and withdrawal. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"For a more comfortable retirement, make extra contributions through SVC to your account.  <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"Your SVC is retained in your preserved account at no extra cost after cessation of employment. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more</u></a>.", link:"", target:"_self"}
];

//About BCT
rightBannerArray[4] = [
{name:"Corporate Social Responsibility", image:"images/banner/csr_banner.jpg", link:"page/WMP0120/ABF0140/value.htm", target:"_self"},
//{name:"138", image:"images/banner/138.jpg", link:"page/WMP0140/WNF0100/newsDetail.jsp?categoryid=1&pageno=1&id=49", target:"_self"}
{name:"PM", image:"images/banner/PM_eng.gif", link:"../../uploadfile/PM_Leaflet_Eng.pdf", target:"_blank"}
];
tipsArray[4] = [
{text:"Mandatory contributions are not required for income earned on or after your 65th birthday.", link:"", target:"_self"},
{text:"Your employer must provide you with a \"Pay Record\" within seven working days after payment of mandatory contributions. <a href=\""+path+"page/WMP0420/FQF0100/faq_ee.jsp?topic=2&id=6#6\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can withdraw accrued benefits derived from mandatory contributions when you reach the age of 65 or under specific circumstances. <a href=\""+path+"page/WMP0160/EEF0220/MPF0220/withdrawal.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"Employers may wish to consult their employees before selecting an MPF scheme for their company staff.", link:"", target:"_self"},
{text:"Employers must give a written notice to their scheme trustee within 10 days after an employee ceases employment. <a href=\""+path+"page/WMP0180/ERF0200/MPF0160/repo.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"\"Domestic employees\" are exempt from joining MPF schemes. <a href=\""+path+"page/WMP0420/FQF0120/faq_er.jsp?topic=2&id=19#19\" class=\"content\"><u>Learn more about exemption</u></a>.", link:"", target:"_self"},
{text:"Family members employed to run a family business are exempt from MPF schemes if living under the same dwelling as the employer.", link:"", target:"_self"},
{text:"Employers are required to provide monthly pay-records to employees within seven working days after contributions are made. <a href=\""+path+"page/WMP0420/FQF0120/faq_er.jsp?topic=3&id=24#24\" class=\"content\"><u>Learn about employers' responsibilities</u></a>.", link:"", target:"_self"},
{text:"BCT offers different tools for calculating MPF contributions<br>- <a href=\""+path+"page/WMP0400/TDF0160/mpf.htm\" class=\"content\">MPF Plan Calculator</a><br>- <a href=\""+path+"page/WMP0400/TDF0180/industry.htm\" class=\"content\">Industry Plan Calculator</a><br>-	<a href=\""+path+"page/WMP0400/TDF0100/payeasy.htm\" class=\"content\">Pay Easy</a><br>-	<a href=\""+path+"page/WMP0180/ERF0200/MPF0180/MCF0100/remi.htm\" class=\"content\">C-Online</a>", link:"", target:"_self"},
{text:"Employers may offset LSP / SP amounts paid for their employees from accrued benefits derived from employer's mandatory contributions. <a href=\""+path+"page/WMP0420/FQF0120/faq_er.jsp?topic=4&id=30#30\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"Employers must enrol eligible regular employees in MPF schemes within 60 days of employment and enrol causal employees in industry schemes upon their joining the company. <a href=\""+path+"page/WMP0180/ERF0200/MPF0140/empl.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"Consider factors like company background, professionalism, fund choices and investment return and customer services when selecting an MPF scheme. <a href=\""+path+"page/WMP0180/ERF0120/our.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"Do you know how much does a self-employed person needs to contribute? <a href=\""+path+"page/WMP0200/SEF0100/se_mpf.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"Self-employed persons can select the frequency of contributions, i.e. either on a monthly or yearly basis. <a href=\""+path+"page/WMP0200/SEF0220/MPF0160/MCF0120/sche.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can consider consolidating your multiple preserved accounts for easier management. It is simple to consolidate your accounts with BCT. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"You can save management costs levied on each preserved account by consolidating them into a single account. Consolidate your preserved accounts at BCT is simple. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"When changing jobs, employees can make their own choice of MPF trustee regarding their portable accrued benefits. <a href=\""+path+"page/WMP0220/PAF0120/our.htm\" class=\"content\"><u>Learn more about preserved accounts at BCT</u></a>.", link:"", target:"_self"},
{text:"Three months after you leave a job, accrued benefits in your MPF account may be automatically transferred to a preserved account. Learn about preserved accounts. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Learn more</u></a>", link:"", target:"_self"},
{text:"There is no handling fee for changing MPF trustee for your preserved accounts. <a href=\""+path+"page/WMP0220/PAF0160/enro.htm\" class=\"content\"><u>Find out more</u></a>.", link:"", target:"_self"},
{text:"The MPFA's centralised database allows you to check the number of preserved accounts you have in the MPF system and other relevant information.", link:"", target:"_self"},
{text:"You may wish to regularly review your MPF portfolio to ensure your long-term investment goals are met. <a href=\""+path+"page/WMP0360/publications.jsp\" class=\"content\"><u>Check out the latest fund facts</u></a>.", link:"", target:"_self"},
{text:"MPF schemes are long-term investments. You are advised not to switch funds frequently under normal circumstances. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>More investment insights</u></a>.", link:"", target:"_self"},
{text:"MPF investment is for retirement. You should adopt a long-term view before making any investment decision. <a href=\""+path+"page/WMP0260/ICF0120/risk.jsp\" class=\"content\"><u>Check out your investment profile</u></a>.", link:"", target:"_self"},
{text:"MPF schemes offer different investments fund options. Always read the relevant Principal Brochures to understand the relevant investment objectives and information. <a href=\""+path+"page/WMP0240/FIF0140/fund_choice.jsp\" class=\"content\"><u>Learn more about our funds</u></a>.", link:"", target:"_self"},
{text:"Reduce your MPF investment risk by diversification. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>More investment insights</u></a>.", link:"", target:"_self"},
{text:"Six independent global investment managers appointed by BCT provide professional management of your MPF funds <a href=\""+path+"page/WMP0260/ICF0100/invest.htm\" class=\"content\"><u>Learn more</u></a>.", link:"", target:"_self"},
{text:"\"Multi-Manager\" investment approach aims at maximising investment returns and risk diversification for members. <a href=\""+path+"page/WMP0260/ICF0100/invest.htm\" class=\"content\"><u>Learn more about BCT's investment approach</u></a>.", link:"", target:"_self"},
{text:"The Fund Expense Ratio (FER) measures the total level of expenses incurred in investing in a fund for a given financial period.", link:"", target:"_self"},
{text:"On-going Cost Illustration (OCI) shows the total effect of fees and charges on each HK$1,000 contributed in an MPF fund over a given period of time.", link:"", target:"_self"},
{text:"Dollar-cost averaging is a useful investment technique to weather stock market volatility. <a href=\""+path+"page/WMP0260/ICF0140/investmentTips.jsp\" class=\"content\"><u>Learn more about this concept</u></a>.", link:"", target:"_self"},
{text:"SVC offers distinctive financial flexibility which allows for contribution amount as little as HK$500 and withdrawals to meet your unexpected needs. This is all done directly with your MPF trustee, without involving your employer. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"The SVC account allows you to directly manage your levels of contributions and withdrawal. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"For a more comfortable retirement, make extra contributions through SVC to your account.  <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more about BCT SVC Savings Plan</u></a>.", link:"", target:"_self"},
{text:"Your SVC is retained in your preserved account at no extra cost after cessation of employment. <a href=\""+path+"page/WMP0160/EEF0140/PIF0140/make.htm\" class=\"content\"><u>Learn more</u></a>.", link:"", target:"_self"}
];




//////////////////////////////////////////////////////////////////////////////////////////////


//See also...
var linkAllArray = new Array();
//Section Name, Link, Target
linkAllArray[0] = {text:"Check Out Your Risk Tolerance Level", link:"page/WMP0260/ICF0120/risk.jsp", target:"_self"};
linkAllArray[1] = {text:"Contact Us After Office Hours", link:"page/WMP0440/contact.jsp", target:"_self"};
linkAllArray[2] = {text:"Current Fund Prices", link:"page/WMP0240/FIF0100/fund.jsp?catID=1", target:"_self"};
linkAllArray[3] = {text:"Download Administration Guide", link:"page/WMP0360/publications.jsp#booklets", target:"_self"};
linkAllArray[4] = {text:"Download Our Fund Fact Sheet", link:"page/WMP0360/publications.jsp#news", target:"_self"};
linkAllArray[5] = {text:"Download Our Publications", link:"page/WMP0360/publications.jsp", target:"_self"};
linkAllArray[6] = {text:"FAQ", link:"page/WMP0420/FQF0100/faq_ee.jsp", target:"_self"};
linkAllArray[7] = {text:"Fund Choices at BCT", link:"page/WMP0240/FIF0140/fund_choice.jsp", target:"_self"};
linkAllArray[8] = {text:"Fund Performance at a Glance", link:"page/WMP0240/FIF0120/fund_cumu.jsp", target:"_self"};
//linkAllArray[9] = {text:"How to Manage Your MPF Online?", link:"page/WMP0180/ERF0200/MPF0100/mpf_online.htm", target:"_self"};
linkAllArray[9] = {text:"How to Manage Your MPF Online?", link:"page/WMP0180/ERF0200/MPF0100/mpf_online.htm", target:"_self"};
linkAllArray[10] = {text:"Investment Insights", link:"page/WMP0260/ICF0140/investmentTips.jsp", target:"_self"};
linkAllArray[11] = {text:"Join BCT to Build a Career", link:"page/WMP0120/ABF0160/career.jsp", target:"_self"};
linkAllArray[12] = {text:"Learn More About BCT", link:"page/WMP0120/company.htm", target:"_self"};
linkAllArray[13] = {text:"Make Additional Contributions", link:"page/WMP0160/EEF0220/MPF0160/add_c.htm", target:"_self"};
linkAllArray[14] = {text:"Multi-Manager Investment Approach", link:"page/WMP0260/ICF0100/invest.htm", target:"_self"};
linkAllArray[15] = {text:"Our Business", link:"page/WMP0120/ABF0120/busi.htm", target:"_self"};
linkAllArray[16] = {text:"Our Choice of Funds", link:"page/WMP0240/FIF0140/fund_choice.jsp", target:"_self"};
linkAllArray[17] = {text:"Our Corporate Values", link:"page/WMP0120/ABF0140/value.htm", target:"_self"};
linkAllArray[18] = {text:"Our Latest News", link:"page/WMP0140/WNF0100/news.jsp", target:"_self"};
linkAllArray[19] = {text:"Retirement Planner", link:"page/WMP0400/TDF0120/retire.htm", target:"_self"};
linkAllArray[20] = {text:"Strengths of BCT", link:"page/WMP0200/SEF0120/our.htm", target:"_self"};
linkAllArray[21] = {text:"Tools & Demo", link:"page/WMP0400/tools.htm", target:"_self"};
linkAllArray[22] = {text:"Update Persoanl Information", link:"page/WMP0200/SEF0220/MPF0120/update_info.htm", target:"_self"};
linkAllArray[23] = {text:"Useful Links", link:"page/WMP0460/links.htm", target:"_self"};
linkAllArray[24] = {text:"What Type of Investor are You?", link:"page/WMP0260/ICF0120/risk.jsp", target:"_self"};
linkAllArray[25] = {text:"Why BCT?", link:"page/WMP0160/EEF0120/our.htm", target:"_self"};
linkAllArray[26] = {text:"FAQ", link:"page/WMP0420/FQF0120/faq_er.jsp", target:"_self"};
linkAllArray[27] = {text:"Current Fund Prices", link:"page/WMP0240/FIF0100/fund.jsp?catID=2", target:"_self"};
linkAllArray[28] = {text:"FAQ", link:"page/WMP0420/FQF0140/faq_se.jsp", target:"_self"};
linkAllArray[29] = {text:"Make Additional Contributions", link:"page/WMP0160/EEF0140/PIF0140/make.htm", target:"_self"};
linkAllArray[30] = {text:"How to Manage Your MPF Online?", link:"page/WMP0220/PAF0220/MPF0100/mpf_online.htm", target:"_self"};
linkAllArray[31] = {text:"FAQ", link:"page/WMP0420/FQF0160/faq_pa.jsp", target:"_self"};