Your MPF assets will grow throughout your working life through regular contributions and investment gains, thus ensuring that you have basic retirement protection. If you desire a more comfortable retirement, with a higher level of financial security, then you may wish to make extra contributions to your MPF account. Save More for a Better Retirement The more contributions you make, the more MPF assets you will have and the better your prospects during your retirement years. To ensure even greater financial security and comfort for members on reaching retirement age, BCT specially designed a savings plan – "Special Voluntary Contributions" (SVC) savings and investment features. Flexible Contribution and Withdrawal - Your minimum SVC contribution can be as little as HK$500 in the case of lump sum contribution and HK$ 300 in the case of monthly contribution through direct debit, which gives you distrinctive financial flexibility - You are free to withdraw from your SVC balance in the event of unforeseen needs arising* - SVC payments can be made directly to BCT, either in a lump sum or by regular payments through a direct debit arrangement with the bank * A HK$200 fee will be charged for members withdrawing less than HK$5,000 per withdrawal. Under Your Control The SVC account is an independent account with BCT, to which you can contribute directly or from which you can make withdrawals Professional Fund Management - BCT offers you choices from a wide range of professionally managed international funds - Our investment managers will handle SVC based on members’ current investment mandate Set up a SVC account with BCT is simple, please click here for more details. Enquiries Member Hotline 2298-9333