BCT offers both a master trust scheme and an industry scheme as part of its MPF package for Hong Kong's working population. We also offer a Premier Pooled ORSO Retirement Plan for employers who opt for an ORSO scheme for their staff. Bank Consortium MPF Plan Open to all employers, employees and self-employed persons 20 constituent funds with investment options covering various risk / return expectations to suit different needs of participating employers and plan members Click here to learn more Bank Consortium Industry Plan This is one of only two registered MPF industry schemes in Hong Kong The plan is open to all employers, regular / casual employees and self-employed persons working in the catering and construction industries Nine constituent funds with investment options covering various risk / return expectations to suit the different needs of participating employers and plan members Click here to learn more BCT Premier Pooled ORSO Retirement Plan Designated relationship managers to help you establish and operate a plan As the plan trustee, administrator and custodian, we provide efficient services and cost-effective pension solutions for plan members A range of portfolios, including a capital guarantee fund, cover a wide spectrum of risk profiles and investment returns