BCT is a key service provider in Hong Kong providing you with premier MPF and pension services. Solid Backing A consortium of eight financial institutions Extensive shareholders' branch network of more than 300 branches, one of the largest in Hong Kong Among Hong Kong's top five MPF service providers* Dedicated to Hong Kong's Retirement Services We offer a full range of pension products, including all three types of MPF schemes (master trust scheme and industry scheme), ORSO schemes (pooled and independent schemes) Multi-Manager Investment Approach Global fund management expertise from world-class investment managers Committed to maximising your investment returns Comprehensive Investment Choices A range of fund choices enables you to construct a portfolio to best meet your needs Professional Expertise Over 340 experienced staff specialised in scheme operation, fund administration, client services, IT and legal & compliance to offer prudent and efficient trustee, custodian and administration services Easy Access to Information Members can access their own accounts and the latest fund performance via various platforms, including a 24-hour interactive voice response system (IVRS), this website, and Member and Employer Hotlines Regular publications, member communications and investor education initiatives to help members better understand the features, investment options and other relevant information of their participating plans An annual Member Benefit Statement will be posted to self-employed persons and a copy of the statement can also be downloaded from our website Members maintaining bank accounts with our servicing banks can check their MPF account balances via ATM terminals * Source: Gadbury Group Limited – MPF Market Shares Analysis (as of June 2011)