You may withdraw accrued benefits derived from mandatory contributions under any one of the following circumstances:

Claim Reason Eligibility Claim Form Supporting Form
Retirement At the age of 65. Request for Fund Transfer / Payment of Accrued Benefits Form (For Scheme Member)  
Early Retirement Reaching the age of 60 and have permanently ceased employment / self-employment.
 MPF(S)-W(SD1)
Total Incapacity Permanently unfit to perform the kind of work that you last performed before becoming incapacitated. MPF(S)-W(M)
MPF(S)-W(SD4)
MPF(S)-W(SD5)
Death Your personal representative(s) may claim the payment of the accrued benefits if you are deceased.  

Permanent Departure from Hong Kong

Departing from Hong Kong permanently (this can only be used as grounds for withdrawal once in your lifetime). MPF(S)-W(SD2)

Small Balance Account

 Fulfilling all the criteria below:
• The accrued benefits in your account is less than or equal to HK$5,000 with no mandatory contributions paid in the last 12 months;
• No accrued benefits are kept in any other scheme; and
• There is no intention to become employed or self-employed in the foreseeable future.
MPF(S)-W(SD3)
What to Do
Complete the above claim form and return it directly to us together with the necessary supporting documents as specified on the form.