Bank Consortium MPF Plan (Master Trust Scheme)

Bank Consortium Industry Plan

BCT Premier Pooled ORSO Retirement Plan

Funds

Current Price
As at 07 Sep, 2010

Fund Price As of

Bid/ Offer Price ¹
(HK$)

Bank Consortium China & Hong Kong Equity Fund

0.7796

Bank Consortium Hong Kong Equity Fund

2.9098

Bank Consortium Hang Seng Index Tracking Fund

1.0166

Bank Consortium Asian Equity Fund

2.1415

Bank Consortium European Equity Fund

0.7633

Bank Consortium Global Equity Fund

1.6079

Bank Consortium International Equity Fund

1.2672

Bank Consortium SaveEasy 2040 Fund ²

1.4237

Bank Consortium SaveEasy 2035 Fund ²

1.3818

Bank Consortium SaveEasy 2030 Fund ²

1.4000

Bank Consortium SaveEasy 2025 Fund ²

1.4180

Bank Consortium SaveEasy 2020 Fund ²

1.4092

Bank Consortium E90 Mixed Asset Fund

1.3688

Bank Consortium E70 Mixed Asset Fund

1.4475

Bank Consortium E50 Mixed Asset Fund

1.5257

Bank Consortium E30 Mixed Asset Fund

1.5394

Investment Objective	Asset Allocation	Current Investment Managers
To provide members with capital growth over the long term with a view to minimising the risk of capital loss Investing primarily in fixed income securities and maintaining a limited exposure to global equities	30% in global equities 70% in global fixed income securities	RCM AP, Invesco, Legg Mason, Schroders

Bank Consortium Absolute Return Fund ³

1.2478

Bank Consortium Global Bond Fund

1.5500

Bank Consortium Hong Kong Dollar Bond Fund

1.0525

Bank Consortium MPF Conservative Fund ⁴

1.1128

Risk & Return Profile
Indicator

High	The fund aims at achieving a higher long-term return among BCT funds; its volatility is expected to be higher.

Relatively High	The fund aims at achieving a relatively higher long-term return among BCT funds; its volatility is expected to be relatively higher.

Medium to High	The fund aims at achieving a medium to high long-term return among BCT funds; its volatility is expected to be medium to high.

Medium	The fund aims at achieving a moderate long-term return among BCT funds; its volatility is expected to be moderate.

Low to Medium	The fund has a low to medium expected long-term return among BCT funds, while its volatility is expected to be low to medium.

Low	The fund has a lower expected long-term return among BCT funds, while its volatility is expected to be lower.

The Risk & Return Profile for each fund is assigned by BCT according to the corresponding fund's volatility and expected return. This information is only a relative indicator among the funds under the Plan and is for reference only.

Important notes :

You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and / or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
Your investment decision should not be based on this document alone. Please read the relevant principal brochure for further details, including the risk factors.
Bank Consortium MPF Conservative Fund and BCT MPF Conservative Fund do not guarantee the repayment of capital.

¹	Bid & offer spreads are currently waived.
²	These funds are not saving deposits but MPF products. Scheme members should consider factors other than age and seek financial advice as appropriate.
³	Whilst the underlying APIF aims to achieve absolute returns, there may be circumstances under which this is not possible. Therefore, the absolute positive returns are not guaranteed.
⁴	Administrative expenses can only be deducted from a MPF Conservative Fund by the trustee when the returns of the fund for the month exceed the "Prescribed Savings Rate" prescribed by the Mandatory Provident Fund Schemes Authority. Fees and charges of MPF conservative fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This fund uses method (i) and, therefore, unit prices / NAV / fund performance quoted have incorporated the impact of fees and charges.

An investment in MPF conservative fund is not the same as placing funds on deposit with a bank or deposit taking company and there is no guarantee that the investment can be redeemed at the subscription value. The MPF conservative fund is not subject to the supervision of the Hong Kong Monetary Authority.

Investment involves risk. Past performance is not indicative of future performance. The value of constituent funds may fall as well as rise. Investors should refer to the principal brochure of the Bank Consortium MPF Plan for further details, including the risk factors.