BCT (MPF) Pro Choice BCT (MPF) Industry Choice BCT Premier Pooled ORSO Retirement Plan
  Fund Name
Equity Funds
BCT (Pro) China and Hong Kong Equity Fund
BCT (Pro) Hong Kong Equity Fund
BCT (Pro) Asian Equity Fund
BCT (Pro) European Equity Fund
BCT (Pro) Global Equity Fund
BCT (Pro) International Equity Fund
Market Tracking Series
BCT (Pro) Hang Seng Index Tracking Fund
BCT (Pro) Greater China Equity Fund 1
BCT (Pro) World Equity Fund 1
Target Date Funds
BCT (Pro) SaveEasy 2040 Fund 2
BCT (Pro) SaveEasy 2035 Fund 2
BCT (Pro) SaveEasy 2030 Fund 2
BCT (Pro) SaveEasy 2025 Fund 2
BCT (Pro) SaveEasy 2020 Fund 2
Mixed Asset Funds
BCT (Pro) E90 Mixed Asset Fund
BCT (Pro) E70 Mixed Asset Fund
BCT (Pro) E50 Mixed Asset Fund
BCT (Pro) E30 Mixed Asset Fund
Lower Risk Funds
BCT (Pro) Absolute Return Fund 3
BCT (Pro) RMB Bond Fund (This constituent fund is denominated in HKD and not in RMB)
BCT (Pro) Global Bond Fund
BCT (Pro) Hong Kong Dollar Bond Fund
BCT (Pro) MPF Conservative Fund 4
*Risk & Return Level
Indicator
High 5 The constituent fund aims at achieving a high long-term return among BCT funds; its volatility is expected to be high.
Medium to High 4 The constituent fund aims at achieving a medium to high long-term return among BCT funds; its volatility is expected to be medium to high.
Medium 3 The constituent fund aims at achieving a medium long-term return among BCT funds; its volatility is expected to be medium.
Low to Medium 2 The constituent fund has a low to medium expected long-term return among BCT funds; its volatility is expected to be low to medium.
Low 1 The constituent fund has a low expected long-term return among BCT funds; its volatility is expected to be low.
The Risk & Return Level for each constituent fund is assigned by BCT according to the corresponding constituent fund's volatility and expected return and is provided for reference only. Should there be any change to the Risk and Return Level of any constituent fund(s), BCT will update the associated information accordingly.
 

Important notes :

  • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and / or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
  • Your investment decision should not be based on this document alone. Please read the principal brochure of BCT (MPF) Pro Choice for further details, including the risk factors.
  • BCT (Pro) MPF Conservative Fund and BCT (Industry) MPF Conservative Fund do not guarantee the repayment of capital.
 
1 BCT (Pro) Greater China Equity Fund and BCT (Pro) World Equity Fund are portfolio management funds investing in approved Index Tracking Collective Investment Schemes (ITCISs) and that these funds themselves are not index-tracking funds.
2 These funds are not saving deposits but MPF products. Scheme members should consider factors other than age and seek financial advice as appropriate.
3 Whilst the underlying APIF aims to achieve absolute returns, there may be circumstances under which this is not possible. Therefore, the absolute positive returns are not guaranteed.
4 Administrative expenses can only be deducted from a MPF Conservative Fund by the trustee when the returns of the fund for the month exceed the "Prescribed Savings Rate" prescribed by the Mandatory Provident Fund Schemes Authority. Fees and charges of MPF conservative fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This fund uses method (i) and, therefore, unit prices / NAV / fund performance quoted have incorporated the impact of fees and charges.
An investment in MPF conservative fund is not the same as placing funds on deposit with a bank or deposit taking company and there is no guarantee that the investment can be redeemed at the subscription value. The MPF conservative fund is not subject to the supervision of the Hong Kong Monetary Authority.
Investment involves risk. Past performance is not indicative of future performance. The value of constituent funds may fall as well as rise. Members should refer to the principal brochure of the BCT (MPF) Pro Choice for further details, including the risk factors.