BCT (MPF) Pro Choice BCT (MPF) Industry Choice BCT Premier Pooled ORSO Retirement Plan
  Fund Name
Equity Funds
BCT (Pro) China and Hong Kong Equity Fund
BCT (Pro) Hong Kong Equity Fund
BCT (Pro) Asian Equity Fund
BCT (Pro) European Equity Fund
Investment Objective Asset Allocation Current Investment Managers
  • To provide members with long-term capital appreciation
  • Investing primarily in a portfolio of listed securities in Europe (including the United Kingdom)
  • Up to 100% in European (including the United Kingdom) equities
Invesco
Risk & Return Level^
4
(Medium to High)
BCT (Pro) Global Equity Fund
BCT (Pro) International Equity Fund
Equity Funds - Market Tracking Series 2
BCT (Pro) Hang Seng Index Tracking Fund 1
BCT (Pro) Greater China Equity Fund
BCT (Pro) World Equity Fund
Target Date Mixed Asset Funds 3
BCT (Pro) SaveEasy 2040 Fund
BCT (Pro) SaveEasy 2035 Fund
BCT (Pro) SaveEasy 2030 Fund
BCT (Pro) SaveEasy 2025 Fund
BCT (Pro) SaveEasy 2020 Fund
Mixed Asset Funds
BCT (Pro) E90 Mixed Asset Fund
BCT (Pro) E70 Mixed Asset Fund
BCT (Pro) E50 Mixed Asset Fund
BCT (Pro) E30 Mixed Asset Fund
BCT (Pro) Absolute Return Fund 4
Bond/Money Market Funds
BCT (Pro) RMB Bond Fund* (*This constituent fund is denominated in HKD and not in RMB)
BCT (Pro) Global Bond Fund
BCT (Pro) Hong Kong Dollar Bond Fund
BCT (Pro) MPF Conservative Fund 5
^Risk & Return Level
Indicator
High 5 The constituent fund aims at achieving a high long-term return among BCT funds; its volatility is expected to be high.
Medium to High 4 The constituent fund aims at achieving a medium to high long-term return among BCT funds; its volatility is expected to be medium to high.
Medium 3 The constituent fund aims at achieving a medium long-term return among BCT funds; its volatility is expected to be medium.
Low to Medium 2 The constituent fund has a low to medium expected long-term return among BCT funds; its volatility is expected to be low to medium.
Low 1 The constituent fund has a low expected long-term return among BCT funds; its volatility is expected to be low.
The Risk & Return Level for each constituent fund is assigned by BCT according to the corresponding constituent fund's volatility and expected return and is provided for reference only. Should there be any change to the Risk and Return Level of any constituent fund(s), BCT will update the associated information accordingly.
 

Important notes :

  • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and / or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
  • Your investment decision should not be based on the information shown on this website alone. Please read the principal brochure of BCT (MPF) Pro Choice for further details, including the risk factors.
  • BCT (Pro) MPF Conservative Fund does not guarantee the repayment of capital.
 
1 The Hang Seng Index (the "Index") is published and compiled by Hang Seng Indexes Company Limited pursuant to a licence from Hang Seng Data Services Limited. The mark and name Hang Seng Index are proprietary to Hang Seng Data Services Limited. Hang Seng Indexes Company Limited and Hang Seng Data Services Limited have agreed to the use of, and reference to, the Index by BANK CONSORTIUM TRUST COMPANY LIMITED/BCT FINANCIAL LIMITED in connection with BCT (Pro) Hang Seng Index Tracking Fund (the "Product"), BUT NEITHER HANG SENG INDEXES COMPANY LIMITED NOR HANG SENG DATA SERVICES LIMITED WARRANTS OR REPRESENTS OR GUARANTEES TO ANY BROKER OR HOLDER OF THE PRODUCT OR ANY OTHER PERSON (i) THE ACCURACY OR COMPLETENESS OF ANY OF THE INDEX AND ITS COMPUTATION OR ANY INFORMATION RELATED THERETO; OR (ii) THE FITNESS OR SUITABILITY FOR ANY PURPOSE OF ANY OF THE INDEX OR ANY COMPONENT OR DATA COMPRISED IN IT; OR (iii) THE RESULTS WHICH MAY BE OBTAINED BY ANY PERSON FROM THE USE OF ANY OF THE INDEX(ES) OR ANY COMPONENT OR DATA COMPRISED IN IT FOR ANY PURPOSE, AND NO WARRANTY OR REPRESENTATION OR GUARANTEE OF ANY KIND WHATSOEVER RELATING TO ANY OF THE INDEX IS GIVEN OR MAY BE IMPLIED. The process and basis of computation and compilation of any of the Index and any of the related formula or formulae, constituent stocks and factors may at any time be changed or altered by Hang Seng Indexes Company Limited without notice. TO THE EXTENT PERMITTED BY APPLICABLE LAW, NO RESPONSIBILITY OR LIABILITY IS ACCEPTED BY HANG SENG INDEXES COMPANY LIMITED OR HANG SENG DATA SERVICES LIMITED (i) IN RESPECT OF THE USE OF AND/OR REFERENCE TO ANY OF THE INDEX BY BANK CONSORTIUM TRUST COMPANY LIMITED/BCT FINANCIAL LIMITED IN CONNECTION WITH THE PRODUCT; OR (ii) FOR ANY INACCURACIES, OMISSIONS, MISTAKES OR ERRORS OF HANG SENG INDEXES COMPANY LIMITED IN THE COMPUTATION OF ANY OF THE INDEX; OR (iii) FOR ANY INACCURACIES, OMISSIONS, MISTAKES, ERRORS OR INCOMPLETENESS OF ANY INFORMATION USED IN CONNECTION WITH THE COMPUTATION OF ANY OF THE INDEX WHICH IS SUPPLIED BY ANY OTHER PERSON; OR (iv) FOR ANY ECONOMIC OR OTHER LOSS WHICH MAY BE DIRECTLY OR INDIRECTLY SUSTAINED BY ANY BROKER OR HOLDER OF THE PRODUCT OR ANY OTHER PERSON DEALING WITH THE PRODUCT AS A RESULT OF ANY OF THE AFORESAID, AND NO CLAIMS, ACTIONS OR LEGAL PROCEEDINGS MAY BE BROUGHT AGAINST HANG SENG INDEXES COMPANY LIMITED AND/OR HANG SENG DATA SERVICES LIMITED in connection with the Product in any manner whatsoever by any broker, holder or other person dealing with the Product. Any broker, holder or other person dealing with the Product does so therefore in full knowledge of this disclaimer and can place no reliance whatsoever on Hang Seng Indexes Company Limited and Hang Seng Data Services Limited. For the avoidance of doubt, this disclaimer does not create any contractual or quasi-contractual relationship between any broker, holder or other person and Hang Seng Indexes Company Limited and/or Hang Seng Data Services Limited and must not be construed to have created such relationship.
2 These funds are denoted as "Equity Funds - Market Tracking Series" under BCT (MPF) Pro Choice as they solely invest in approved Index Tracking Collective Investment Scheme ("ITCIS"). BCT (Pro) Hang Seng Index Tracking Fund invests solely in a single ITCIS, and thereby aims to achieve investment results that closely track the performance of the Hang Seng Index. BCT (Pro) Greater China Equity Fund and BCT (Pro) World Equity Fund are portfolio management funds investing in ITCISs and these funds themselves are not index-tracking funds.
3 These funds are denoted as "Target Date Mixed Asset Funds" under BCT (MPF) Pro Choice and they are designed to shift their investments from equities towards a greater exposure to bonds and cash as the relevant fund approaches to its particular target year.
4 Whilst the underlying APIF aims to achieve absolute returns, there may be circumstances under which this is not possible. Therefore, the absolute positive returns are not guaranteed.
5 Administrative expenses can only be deducted from BCT (Pro) MPF Conservative Fund by the trustee when the returns of the fund for the month exceed the "Prescribed Savings Rate" prescribed by the Mandatory Provident Fund Schemes Authority. BCT (Pro) MPF Conservative Fund does not guarantee the repayment of capital. An investment in the MPF Conservative Fund is not the same as placing funds on deposit with a bank or deposit taking company and there is no guarantee that the investment can be redeemed at the subscription value. The MPF Conservative Fund is not subject to the supervision of the Hong Kong Monetary Authority. Fees and charges of MPF Conservative Fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This fund uses method (i) and, therefore, unit prices / NAV / fund performance quoted have incorporated the impact of fees and charges.
Investment involves risk. Past performance is not indicative of future performance. Members should refer to the principal brochure of the BCT (MPF) Pro Choice for further details, including the risk factors and detailed investment policies of the funds.