Regular Employee can transfer their MPF assets to BCT through the following ways
Employee Choice Arrangement
You can transfer the employee portion of your mandatory contributions and investment returns held in your contribution account under current employment to a trustee and scheme of your own choice. Such transfers can be carried out in a lump sum, once every calendar year. For the mandatory contributions accrued during employment or self-employment, you can transfer in lump sum at any time.
For more details about the Employee Choice Arrangement, please click here.
Personal Account Consolidation
A “personal account” is a personal MPF account held under your own name. Members can consolidate MPF retained assets from previous employment(s) or self-employment(s) and own member portion of mandatory contribution of current employment into a “personal account”.
BCT “MPF eChannel”
"MPF eChannel". – a safe and reliable service platform. You can process administration procedure, complete the form of personal account opening and consolidate / transfer MPF to BCT in a simple and accurate handling.
Also, they can make additional contribution
Easy Gold Plan - a personal savings plan
(Special Voluntary Contribution)
A quality of retirement life is important for you, BCT’s Easy Gold Plan is an easy way for you to realise your dream life after retirement with the additional money saved. In addition, unlike mandatory contribution, there is no restriction on the number of withdrawals made nor any fixed amount of contribution that you can make regular contribution from as little as HKD300 by direct debit, or simply pay a lump sum of HKD500 at the time of your choice.
For more details about our Easy Gold Plan, please click here.