Investment Views from Managers
                                                               
                                                               

                                                              Our Group

                                                              Founded on Quality

                                                              BCT Group comprises BCT Financial Limited (“BCTF”) and Bank Consortium Trust Company Limited (“BCTC”), which are wholly owned subsidiaries of Bank Consortium Holding Limited. Bank Consortium Holding Limited was founded in 1999 by a group of renowned banks in Hong Kong. The shareholder group currently comprises 8 reputable financial institutions with long history of serving the public, namely Asia Financial, Chong Hing Bank, Dah Sing Bank, Fubon Bank, ICBC (Asia), OCBC Wing Hang, Shanghai Commercial Bank and CMB Wing Lung Bank. As of 31 December 2021, the total assets and total equities of BCT’s shareholder group exceeded HK$2,514 billion and HK$331 billion respectively. Currently, the servicing banks of BCT Group had an aggregate of 295 branches in Hong Kong.

                                                              BCTF acts as sponsor and distributor of pension products whilst providing customer service, investment planning services (IPS) and retirement planning services (RPS) as well as investor education. BCTC started off with a dedicated mission: to provide best-in-class MPF products and solutions for the Hong Kong working population, while expanding its one-stop services of trustee, administrator and custodian for pensions and investment funds. Today, BCT Group is a major MPF product provider and one of the largest trust companies in Hong Kong, focusing on the provision of pension (including MPF & ORSO) products and asset servicing solutions. As of 31 December 2021, our assets under administration exceeded HK$210 billion, serving over 1.2 million member accounts.

                                                              Driven by a culture of integrity and professionalism, we strive to deliver excellence in our work and take one step further to ensure our services are attuned to our members’ needs in delivering a seamless customer experience via a powerful e-platform and experienced and committed staff.

                                                              Commitment & Principles:
                                                              Bringing Value
                                                              Innovation and inspirations through insight and services.
                                                              Connectivity
                                                              Connectivity with clients, taking one step further in delivering client-centric solutions
                                                              Trusted
                                                              A reliable and trusted partner to stakeholders.

                                                              Giving Back to Community

                                                              Our community is where we are, and that’s why we focus heavily on giving back and supporting those in need. From establishing BCT Next Academy (formerly "BCT Third Age Academy", which encourages continuing education and lifelong learning among people at different life stages), to supporting charity events and volunteering at community organisations, we understand the importance of a thriving and sustainable community and how it is conducive to a prosperous society. Our expertise in retirement planning, advocacy for financial literacy and our care for the community have garnered BCT numerous awards, a validation that we are a company putting members and the community first. We will be there for our members, “heart to heart, hand in hand”, creating a quality retirement for them and their loved ones.

                                                              Some of the information contained herein including any expression of opinion or forecast has been obtained from or is based on sources believed by us to be reliable, but is not guaranteed and we do not warrant the adequacy, accuracy, reliability or completeness of such information obtained from or based on external sources. The information is given on the understanding that independent investment advice should be sought when making investment decisions; that it will not be relied on in the making of investment decision and that any person who acts upon it or otherwise changes his or her position in reliance thereon does so entirely at his or her own risk. This is not an offer to buy or sell or a solicitation or incitement of offer to buy or sell any securities referred to herein, save for BCT (MPF) Pro Choice, BCT (MPF) Industry Choice, BCT Premier Pooled ORSO Retirement Plan and their underlying constituent funds. It should also be appreciated that under certain circumstances the redemption of units/shares may be suspended. Investment involves, in particular, risks associated with investment in emerging and less developed markets. Please refer to the relevant prospectus for details. Past performance is not indicative of future performance.

                                                              Information contains on this webpage is for reference only. The views and opinions as expressed therein may vary as the market changes.