Employer" attached) (Master Trust Scheme – BCT (MPF) Pro Choice) [AP(ER)]
(Master Trust Scheme - BCT (MPF) Pro Choice) [AP(REE)–MT]
(Employer / Self-employed Person) [DDA-NEW/IU(ER/SEP)]
[For BCT (MPF) Pro Choice only]
One of the two constituent funds used in the Default Investment Strategy. It is a globally diversified mixed asset fund which invests around 20% of its net asset value in higher risk assets (such as global equities) and the rest in lower risk assets (such as global bonds).
One of the two constituent funds used in the Default Investment Strategy. It is a globally diversified mixed asset fund which invests around 60% of its net asset value in higher risk assets (such as global equities) and the rest in lower risk assets (such as global bonds).
A ready-made, fee-controlled investment solution, designed mainly for MPF scheme members who do not have time or do not know how to manage their MPF investments. DIS is a strategy that uses two constituent funds, i.e. the Core Accumulation Fund and the Age 65 Plus Fund, and automatically reduces risk exposure as a member approaches retirement age. DIS is also available as an active choice for scheme members who find it suitable for their own circumstances.
Scheme members who have reached the age of 65, or who have reached the age of 60 and have decided to early retire can choose to either withdraw their MPF benefits by instalments or withdraw all their MPF benefits in a lump sum, or retain all their MPF benefits in their accounts for continuous investment.
If members choose to withdraw their MPF benefits by instalments, they can submit their application any time, according to their personal needs. There is also no limit on the amount of each instalment or the number of withdrawals.
An offering document authorised by the Securities & Futures Commission (SFC) which contains up-to-date and accurate information about the scheme.
A notice given to an applicant to confirm membership of or participation in a registered scheme by the trustee of an MPF scheme within 30 days after whichever is the later of the following dates:
The notice of participation shows:
You may withdraw your accrued benefits if you have an illness that is likely to reduce your life expectancy to 12 months or less. You must provide a medical certificate issued by a registered medical practitioner or registered Chinese medicine practitioner stating that in the practitioner’s opinion, you have a terminal illness.