Our on-line “Retirement Planning” is comprised of two parts: (1) “Risk Assessment” and (2) “Retirement Calculator”.
The results generated by these tools have used certain assumptions and therefore are for reference only. The results also do not constitute any advice, recommendation, solicitation or invitation for investments and are not intended as substitutes for professional advice. Please consult your own independent legal, tax or financial advisor before making any investment decision. BCT does not warrant the adequacy, accuracy, reliability or completeness of the information and results obtained from the on-line “Retirement Planning” platform and shall not be liable for the consequence of any decision or action taken upon.
In relation to the Retirement Calculator, you should particularly note that:
No matter your age, it is always wise to ensure you are well-prepared for retirement. Use our retirement calculator to find out how much you need to live the retirement you want and how to get there.
A fixed amount contributed to MPF account in addition to mandatory and any voluntary contributions.
SVC are paid directly by the employee to trustee without going through the employer. Making contribution and withdrawing accrued benefits are neither tied to employment nor subject to preservation requirements.
The default return is based on the average of the 3-year annualized return of BCT’s constituent funds under respective risk category that matches the result of the questionnaire. If the result of the questionnaire is risk category 4, then the default return is the average of the 3-year annualized return of BCT’s constituent funds under risk category 4.
Life expectancy at birth for male in 2016: 81.3 years
Life expectancy at birth for female in 2016: 87.3 years
Source: Department of Health, data as of 7th April 2017
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Should you want to obtain printed copies of the principal brochure of the BCT (MPF) Pro Choice / the BCT (MPF) Industry Choice, and/ or the Explanatory Memorandum of the BCT Premier Pooled ORSO Retirement Plan, please contact us:
Member Hotline 2298-9333
Employer Hotline 2298-9388
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3.64% per annum, based on the average composite consumer price index since 2016.
Source: BCT Financial Limited, Census and Statistics Department, data as of 31st Dec 2016