Retirement Planning
 
 
 
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Identify Your Investor Type – Before making any investment decisions, you can complete the risk assessment questionnaire and check your risk tolerance level, according to your retirement goal, income, age and risk appetite.

"BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.

Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.

What type of investor are you?
Any investment involves risk and different investors are able to take on different amounts. Depending on your retirement goals, income, age and investing aggressiveness, you’ll fall into one of the following categories. Choose from the best option below
Assets and Liabilities
Net Asset
(Total asset - Total liability)
Negative HK$0 to 1 mn More than HK$1 mn to 3 mn More than HK$3 mn to 5 mn More than HK$5 mn to 10 mn More than HK $10 mn
Saving Ratio
(Saving amount / Monthly income)
0% > 0% - 5% > 5% - 10% > 10% - 15% > 15% - 20% > 20%
Investment Objective
Investment Experience
Risk Profiling Questionnaire
Your Risk Level is
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Please login to the Member Web / Mobile App immediately to save your current risk assessment result.

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Interested to know more?
Want to learn more about the fund that fit your risk level?