Support
                                                               
                                                               

                                                              Our Group

                                                              Founded on Quality

                                                              BCT Group comprises BCT Financial Limited (“BCTF”) and Bank Consortium Trust Company Limited (“BCTC”), which are wholly owned subsidiaries of Bank Consortium Holding Limited. Bank Consortium Holding Limited was founded in 1999 by a group of renowned banks in Hong Kong. The shareholder group currently comprises 8 reputable financial institutions with long history of serving the public, namely Asia Financial, Chong Hing Bank, Dah Sing Bank, Fubon Bank, ICBC (Asia), OCBC Wing Hang, Shanghai Commercial Bank and CMB Wing Lung Bank. As of 31 December 2021, the total assets and total equities of BCT’s shareholder group exceeded HK$2,514 billion and HK$331 billion respectively. Currently, the servicing banks of BCT Group had an aggregate of 295 branches in Hong Kong.

                                                              BCTF acts as sponsor and distributor of pension products whilst providing customer service, investment planning services (IPS) and retirement planning services (RPS) as well as investor education. BCTC started off with a dedicated mission: to provide best-in-class MPF products and solutions for the Hong Kong working population, while expanding its one-stop services of trustee, administrator and custodian for pensions and investment funds. Today, BCT Group is a major MPF product provider and one of the largest trust companies in Hong Kong, focusing on the provision of pension (including MPF & ORSO) products and asset servicing solutions. As of 31 December 2021, our assets under administration exceeded HK$210 billion, serving over 1.2 million member accounts.

                                                              Driven by a culture of integrity and professionalism, we strive to deliver excellence in our work and take one step further to ensure our services are attuned to our members’ needs in delivering a seamless customer experience via a powerful e-platform and experienced and committed staff.

                                                              Commitment & Principles:
                                                              Bringing Value
                                                              Innovation and inspirations through insight and services.
                                                              Connectivity
                                                              Connectivity with clients, taking one step further in delivering client-centric solutions
                                                              Trusted
                                                              A reliable and trusted partner to stakeholders.

                                                              Giving Back to Community

                                                              Our community is where we are, and that’s why we focus heavily on giving back and supporting those in need. From establishing BCT Next Academy (formerly "BCT Third Age Academy", which encourages continuing education and lifelong learning among people at different life stages), to supporting charity events and volunteering at community organisations, we understand the importance of a thriving and sustainable community and how it is conducive to a prosperous society. Our expertise in retirement planning, advocacy for financial literacy and our care for the community have garnered BCT numerous awards, a validation that we are a company putting members and the community first. We will be there for our members, “heart to heart, hand in hand”, creating a quality retirement for them and their loved ones.

                                                              MPF Scheme

                                                              For Employer
                                                              Tools
                                                              Demo / User Guide
                                                               
                                                              MPF Calculator (Regular Employee)

                                                              This handy calculator helps employers calculate MPF contributions for their regular employees and prepare remittance statements for submission to BCT.

                                                               
                                                              MPF Calculator (Casual Employee)

                                                              This handy calculator helps employers calculate MPF contributions for their casual employee and prepare remittance statements / contribution forms for submission to BCT.

                                                               
                                                              Contribution Form (Casual Employee)

                                                              This handy form helps employers prepare contribution information for submission to BCT.

                                                               
                                                              C-Online

                                                              Please note that C-Online is only applicable for calendar month payroll cycle that starts from the first day of the month and ends on the last day of the month.

                                                               
                                                              Contribution Computation Tool (First Contribution of Regular Employee)

                                                              The Calculator is only applicable for calculating the first contribution for calendar month payroll employees (other than casual employees) between the age of 18 and 65. It is not applicable to those employees (i) who reach the age of 65 or cease employment during a payroll period that falls within the first contribution period, or (ii) whose employment is transferred between companies as a result of business ownership change or intra-group transfer.

                                                               
                                                              Contribution Computation Tool (Casual Employee)

                                                              This Contribution Computation Tool helps employers calculate contributions for their casual employees conveniently and speedily.

                                                               
                                                              Autobill

                                                              When making MPF contributions every month, employers are required to submit a remittance statement listing the contribution details of all employees enrolled in the MPF plan. If your employees earn steady income and the staff turnover is low, Autobill will definitely save your time in making MPF contributions. Under the Autobill arrangement, BCT will prepare the remittance statement for you with the last available relevant income of your employees and send you a pre-printed remittance statement with contribution details by post before the end of each month. You will only need to verify the contribution details, sign and submit that remittance statement together with contribution payment to BCT by post for handling. For details, please call our Employer Hotline at 2298 9388.

                                                               
                                                              eEnrolment

                                                              When you enroll new employees to the MPF scheme, make use of BCT’s new "eEnrolment" service. Login to “Employer ePlatform” at www.bcthk.com, fill in and submit basic information of the employees under “eEnrolment”. Your employees will receive a link through SMS/email with instructions to complete the enrolment process. Save time from form collection and further follow up.



                                                              For Employee/Self-employed
                                                              Tools
                                                              Demo / User Guide
                                                              Retirement Calculator
                                                              Reading Guide & Glossary to Your Member Benefit Statement (Annual)
                                                              Reading Guide & Glossary to Your Member Benefit Statement (Semi-annual)
                                                              How to login member website
                                                              How to Proceed Fund Switching
                                                              How to Change Investment Mandate
                                                              MPF eChannel – Consolidate & Transfer MPF
                                                              MPF eChannel – Tax Deductible Voluntary Contributions (TVC)