Retirement Planning
                                                               
                                                               

                                                              Special Postal Arrangement Make Contributions Electronically

                                                              In light of the development of COVID-19, Hongkong Post has announced special arrangement for postal services from 20 to 26 July, including post offices are suspended from service and mail delivery service is provided twice a week. (Please refer to Hongkong Post website for details). BCT's Designated Banks have also announced closure of certain branches or temporarily changed the business hours.

                                                              1. Make MPF Contribution Electronically

                                                              To avoid delay in making MPF contributions due to the above special arrangements, we encourage you to use electronic channels to report and make contributions, which is a more secured and convenient option.

                                                              • Submit Remittance Statement electronically through "BCT Employer Website"
                                                              • Make MPF payment via electronic channels, such as eCheque and PPS

                                                              If you need to recover the PIN for Employer Website, please complete the PIN Re-generation Request Form (For Participating Employer) and fax it to 2992 0507 or send it to our office. We will re-generate the PIN and send it to you.

                                                              2. What can you do if you are using "Autobill" service?

                                                              The "Autobill" for preparing the remittance statement may not be delivered in time due to the above special postal arrangement. To avoid delay in making contributions, you can consider using the following means to prepare the statement:

                                                              i. Modify the "Autobill" of the last or previous month, sign and return to the Designated Banks or fax to 2992 0507; or
                                                              ii. Prepare the remittance statement by using the template in the following link, and return to the Designated Banks or fax to 2992 0507; or
                                                              BCT (MPF) Pro Choice – Remittance Statement
                                                              BCT (MPF) Industry Choice – Remittance Statement (For Regular Employee Only)
                                                              iii. Via "BCT Employer Website" or online contribution system "C-online"

                                                              3. Business Hours of Designated Banks and BCT CS Counters

                                                              You can click here to find out other MPF Contribution Authorized Channels. Please note the direct deposit and cheque drop-in box services at the Designated Banks may be affected during this period. Kindly check with the banks directly or visit their websites with links provided below for the latest arrangements. Please also note the customer service counters at BCT's office in Sheung Wan has been temporarily closed until further notice.

                                                              Chong Hing Bank
                                                              CMB Wing Lung Bank
                                                              Dah Sing Bank
                                                              Fubon Bank
                                                              ICBC (Asia)
                                                              OCBC Wing Hang
                                                              Public Bank
                                                              Shanghai Commercial Bank

                                                              If you have any questions, please call our Employer Hotline 2298 9388.


                                                              Introduction

                                                              Retire on Your Own Terms – Let BCT help you plan a fulfilling retirement

                                                              Whether you are just starting to work or you are well into your career, now is a good time to discover if you are on the right track to retire comfortably. Use the following resources and find out what you need to live your dream retirement.

                                                              Take the first step to your retirement planning

                                                              Living for another 30 to 40 years after work is not impossible. Want to know whether you are on the right track and how should one start preparing?

                                                              What type of investor are you?

                                                              All investments involve risk and risk tolerance varies by individuals. Depending on your retirement goals, income, age and investment aggressiveness, you will fall into one of the following categories. Select the option that applies most to you:

                                                              Are you on the right path for retirement?

                                                              No matter your age, it's always a good idea to make sure you’re on track for retirement. Use our retirement calculator to find out how much you need to live the retirement you want and how to get there.