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                                                              Retirement Planning

                                                              Disclaimer

                                                              Our on-line “Retirement Planning” is comprised of two parts: (1) “Risk Assessment” and (2) “Retirement Calculator”.

                                                              The results generated by these tools have used certain assumptions and therefore are for reference only.  The results also do not constitute any advice, recommendation, solicitation or invitation for investments and are not intended as substitutes for professional advice.  Please consult your own independent legal, tax or financial advisor before making any investment decision.   BCT does not warrant the adequacy, accuracy, reliability or completeness of the information and results obtained from the on-line “Retirement Planning” platform and shall not be liable for the consequence of any decision or action taken upon.

                                                              In relation to the Retirement Calculator, you should particularly note that:

                                                              • The Retirement Calculator is not intended to forecast or estimate the current or future actual investment classes or assets of your portfolio (or any specific asset allocation), or the actual statistical income value. In addition, the Retirement Calculator shall not be used as the key basis of any investment or tax planning decision. The Retirement Calculator does not make any tax assumptions and all analytical results are stated in gross value (pre-tax). The calculation and analytical results of the Retirement Calculator are intended to provide an overview of the performance of the selected portfolio only. The Retirement Calculator assumes that the investment allocation of each asset class is in line with that of a certain market index. All calculations are based on assumptions only and will not affect the actual performance of your account.
                                                              • The analysis is intended as a reference to help you assess the requirement of your future retirement income. The actual investment return will be net of charges or fees and the assumptions do not reflect such charges or fees. The return is also subject to taxation.
                                                              • Data input into to the Retirement Calculator are for research and portfolio construction purposes only, and will not be stored in or provided to any planning tools or calculators of BCT Group for future use. 
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                                                              3. Retirement Planning
                                                              4. Introduction
                                                              5. English Content
                                                              6. What's New
                                                              7. Latest News
                                                              8. BCT Won MPF Ratings’ Gold Rated Scheme and Multiple Honours
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                                                              BCT Won MPF Ratings’ Gold Rated Scheme and Multiple Honours

                                                              BCT received multiple commendations from the MPF Ratings' 2021 MPF Awards. We are no stranger to these honours, as our master trust scheme "BCT (MPF) Pro Choice" has been among the Gold rated MPF schemes for 7 consecutive years, accompanied by the Best Administration award for 6 consecutive years:

                                                              • MPF Ratings – Gold (for 7 consecutive years)
                                                              • Best Administration (for 6 consecutive years)
                                                              • Best Member Servicing
                                                              • 10-year Consistent Performer – Mixed Asset (Dynamic)
                                                              • 5-year Consistent Performer – Mixed Asset (Dynamic)

                                                              Good MPF management is the linchpin of retirement planning for the Hong Kong working population. As your trusted MPF partner, the bedrock of BCT's success lies in our dedication to delivering best-in-class MPF services. We will continue to innovate and offer products and solutions that bolster people's retirement confidence and financial resilience.

                                                              MPF Ratings is an independent pension research provider in Hong Kong. For more details of the ratings and the award programme, please visit: https://www.mpfratings.com.hk/ratings-and-awards/

                                                              Remarks: The above awards are for reference only, with the sole purpose of corporate communications. Investment involves risks. Past performance is not indicative of future performance.

                                                              Introduction

                                                              Retire on Your Own Terms – Let BCT help you plan a fulfilling retirement

                                                              Whether you are just starting to work or you are well into your career, now is a good time to discover if you are on the right track to retire comfortably. Use the following resources and find out what you need to live your dream retirement.

                                                              Take the first step to your retirement planning

                                                              Living for another 30 to 40 years after work is not impossible. Want to know whether you are on the right track and how should one start preparing?

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                                                              What type of investor are you?

                                                              All investments involve risk and risk tolerance varies by individuals. Depending on your retirement goals, income, age and investment aggressiveness, you will fall into one of the following categories. Select the option that applies most to you:

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                                                              Are you on the right path for retirement?

                                                              No matter your age, it's always a good idea to make sure you’re on track for retirement. Use our retirement calculator to find out how much you need to live the retirement you want and how to get there.

                                                              Get Started
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