Retirement Planning
                                                               
                                                               

                                                              Setting e-Platform Password to Embark on e-Journey with BCT

                                                              BCT has always been actively promoting sustainable development and reducing paper usage, therefore, we encourage our customers to make use of the e-platform. We also hope you can easily manage your MPF account and check account information anytime, anywhere, to enhance your customer experience through e-journey.

                                                              Start your e-journey at BCT by setting a password with easy steps below.

                                                              New Member (activate password)

                                                              • From July 2018, New employee will receive email or SMS for retrieving a verification code, please select "For new members to obtain login password / verification code" on member website's login page
                                                              • Enter your personal information by following the instructions. Then you will receive a 6-digit verification code (valid for 24 hours)
                                                              • When you receive the verification code, please select "Password Setup" and set your 8-digit personal password by following the instructions.

                                                              Existing Member (if reset password is needed)

                                                              • Select "Forgot Password" on member website's login page
                                                              • Enter your personal information by following the instructions. Then you will receive a 6-digit verification code (valid for 24 hours)
                                                              • When you receive the verification code, please select "Password Setup" and set your 8-digit personal password by following the instructions.

                                                              Employer (if reset password is needed)


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                                                              Identify Your Investor Type – Before making any investment decisions, you can complete the risk assessment questionnaire and check your risk tolerance level, according to your retirement goal, income, age and risk appetite.

                                                              "BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.

                                                              Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.

                                                              What type of investor are you?
                                                              Any investment involves risk and different investors are able to take on different amounts. Depending on your retirement goals, income, age and investing aggressiveness, you’ll fall into one of the following categories. Choose from the best option below
                                                              Assets and Liabilities
                                                              Net Asset
                                                              (Total asset - Total liability (including mortgage))
                                                              Negative HK$0 to 1 mn More than HK$1 mn to 3 mn More than HK$3 mn to 5 mn More than HK$5 mn to 10 mn More than HK $10 mn
                                                              Saving Ratio
                                                              (Saving amount / Monthly income)
                                                              0% > 0% - 5% > 5% - 10% > 10% - 15% > 15% - 20% > 20%
                                                              Investment Objective
                                                              Investment Experience
                                                              Risk Profiling Questionnaire
                                                              Your Risk Level is
                                                              DOWNLOAD

                                                              Please login to the Member Web / Mobile App immediately to save your current risk assessment result.

                                                              OK

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                                                              Interested to know more?
                                                              Want to learn more about the fund that fit your risk level?