Retirement Planning
                                                               
                                                               

                                                              Introducing an Updated Fund Platform for BCT (MPF) Pro Choice - Cut-off Time for Placing investment instructions

                                                              BCT unveils an updated platform for BCT (MPF) Pro Choice with certain restructuring and changes of investment policies involving 11 constituent funds*, effective from 23 April 2018. For the purposes of implementing the restructuring and the investment policy change, cut-off deadlines will be imposed for placing the investment instructions of relevant constituent funds as below:

                                                              Types of instructions that related to CFs to be restructured
                                                              (received through paper, fax, website or Mobile App)
                                                              Cut-off Time
                                                              Contribution payment / transfer-in benefits 12:00 midnight
                                                              (end of day)
                                                              13 April 2018
                                                              Accrued benefit being transferred from other MPF scheme
                                                              Member enrolment
                                                              Claim, withdrawal and transfer-out of benefits instructions
                                                              Switching instructions 4:00pm
                                                              17 April 2018
                                                              Change of investment mandate (including an instruction requiring acquisition of units in the Terminating Constituent Fund(s) / Relevant Constituent Fund(s))

                                                              Please note that instructions received at or after the cut-off deadlines will be processed on or after 26 April 2018.

                                                              For information of the updated fund platform, please click here.

                                                              * The 11 constituent funds include BCT (Pro) China and Hong Kong Equity Fund, BCT (Pro) Hong Kong Equity Fund, BCT (Pro) Asian Equity Fund, BCT (Pro) European Equity Fund, BCT (Pro) Global Equity Fund, BCT (Pro) International Equity Fund, BCT (Pro) E90 Mixed Asset Fund, BCT (Pro) E70 Mixed Asset Fund, BCT (Pro) E50 Mixed Asset Fund, BCT (Pro) E30 Mixed Asset Fund, and BCT (Pro) Global Bond Fund.


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                                                              Identify Your Investor Type – Before making any investment decisions, you can complete the risk assessment questionnaire and check your risk tolerance level, according to your retirement goal, income, age and risk appetite.

                                                              "BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.

                                                              Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.

                                                              What type of investor are you?
                                                              Any investment involves risk and different investors are able to take on different amounts. Depending on your retirement goals, income, age and investing aggressiveness, you’ll fall into one of the following categories. Choose from the best option below
                                                              Assets and Liabilities
                                                              Net Asset
                                                              (Total asset - Total liability (including mortgage))
                                                              Negative HK$0 to 1 mn More than HK$1 mn to 3 mn More than HK$3 mn to 5 mn More than HK$5 mn to 10 mn More than HK $10 mn
                                                              Saving Ratio
                                                              (Saving amount / Monthly income)
                                                              0% > 0% - 5% > 5% - 10% > 10% - 15% > 15% - 20% > 20%
                                                              Investment Objective
                                                              Investment Experience
                                                              Risk Profiling Questionnaire
                                                              Your Risk Level is
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                                                              Please login to the Member Web / Mobile App immediately to save your current risk assessment result.

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