As an MPF scheme member, you have the right to make your own investment choices.
Research indicates equities have better potential in capital appreciation in the long run and may better counteract the effects of inflation, as compared with bonds and money market investment tools. However, if your investment duration is relatively short, a more conservative strategy should generally be adopted.
Before making any investment decisions of MPF portfolio, we suggest you to evaluate your investment objectives and personal financial status, such as risk tolerance level and investment duration.
You could firstly complete the risk assessment questionnaire. Upon completing the questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.