* Risk & Return Level
| 5 | High | The portfolio aims at achieving a high long-term return among portfolios available under BCT Premier Pooled ORSO Retirement Plan; its volatility is expected to be high. |
| 4 | Medium to High | The portfolio aims at achieving a medium to high long-term return among portfolios available under BCT Premier Pooled ORSO Retirement Plan; its volatility is expected to be medium to high. |
| 3 | Medium | The portfolio aims at achieving a medium long-term return among portfolios available under BCT Premier Pooled ORSO Retirement Plan; its volatility is expected to be medium. |
| 2 | Low to Medium | The portfolio has a low to medium expected long-term return among portfolios available under BCT Premier Pooled ORSO Retirement Plan; its volatility is expected to be low to medium. |
| 1 | Low | The portfolio has a low expected long-term return among portfolios available under BCT Premier Pooled ORSO Retirement Plan; its volatility is expected to be low. |
The Risk & Return Level for each portfolio is assigned by BCT and subject to review at least annually. It is based on the corresponding portfolio’s volatility and expected return and is provided for reference only.