About BCT
                                                               
                                                               

                                                              Why BCT

                                                               

                                                              Bringing Value
                                                              Connectivity
                                                              Trusted

                                                              Bringing Value

                                                              BCT is committed to offering quality products and professional services. Leveraging global fund management expertise from world-class investment managers, BCT provides a full range of fund choices to enable you to construct a portfolio that best meets your needs and your investment style.

                                                              To help employers administer MPF accounts, we provide several free tools to help prepare MPF remittance statements, including C-Online, Flexi2 software, the BCT MPF Calculator (for Regular Employee) and the BCT MPF Calculator (for Casual Employee). In addition, we also provide members with comprehensive solutions for managing their MPF account, including our online platform, one-stop Call Centre service, investor education and value added services.


                                                              Connectivity

                                                              To ensure a seamless customer experience, BCT connects with employers and members through a variety of different channels. Apart from software tools, we offer a full range of value added services to support both employers and members in managing the MPF accounts across the following channels:

                                                              Connectivity
                                                              Connectivity
                                                              Connectivity
                                                              Connectivity
                                                               

                                                              We are attuned to our customers’ needs and take it one step further to understand their needs for building long-term relationship.


                                                              Trusted

                                                              A solid infrastructure, spirit of innovation, state-of-the-art systems and responsible corporate governance are among some of BCT's strengths. As a leading MPF service provider, BCT offers a full range of pension products, including two types of MPF (master trust scheme and industry scheme) and ORSO schemes (pooled and independent schemes).

                                                              With backing from 8 financial institutions, BCT provides one of the largest shareholder branch networks, which constitute more than 300 branches in Hong Kong. We also have 350 experienced pension specialists to help whenever our members need it.

                                                              The drive to provide the finest products and services has led BCT to become well-recognised within the pension industry. See our awards and accolades here.

                                                              Operators of an MPF Scheme

                                                              Plan Sponsor BCTF
                                                              Trustee BCTC
                                                              Administrator BCTC
                                                              Custodian BCTC
                                                              Fund Manager
                                                              Plan Sponsor BCTF
                                                              • Determine pricing structure & fee discount for clients
                                                              • Design MPF scheme including selecting fund managers & investment choices for members
                                                              • Establish performance benchmarks for constituent funds
                                                              • Promote / market the scheme and provide member service
                                                              Trustee BCTC
                                                              • Perform fiduciary & statutory duties, diligently and responsibly
                                                              • Appoint administrator, fund manager & custodian, oversee & monitor such service providers
                                                              • Hold title to trust assets on behalf of scheme members & authorise benefit payments
                                                              • Regulatory & compliance reporting
                                                              Administrator BCTC
                                                              • Keep proper accounts & records of scheme / members / investment funds
                                                              • Provide members with benefit statements and relevant information on a regular basis
                                                              • Calculate net asset value per unit of trust funds
                                                              Custodian BCTC
                                                              • Safekeep underlying securities & cash
                                                              • Settle purchase / sale of securities
                                                              • Act on trustee’s instruction
                                                              • Appoint appropriate sub-custodian
                                                              Fund Manager
                                                              • Provide independent investment management
                                                              • Formulate investment policy, strategy & benchmarks
                                                              • Comply with respective investment guidelines / regulations & investment policies
                                                              • Monitor investment restrictions
                                                              Plan Sponsor BCTF
                                                              Plan Sponsor BCTF
                                                              • Determine pricing structure & fee discount for clients
                                                              • Design MPF scheme including selecting fund managers & investment choices for members
                                                              • Establish performance benchmarks for constituent funds
                                                              • Promote / market the scheme and provide member service
                                                              Trustee BCTC
                                                              Trustee BCTC
                                                              • Perform fiduciary & statutory duties, diligently and responsibly
                                                              • Appoint administrator, fund manager & custodian, oversee & monitor such service providers
                                                              • Hold title to trust assets on behalf of scheme members & authorise benefit payments
                                                              • Regulatory & compliance reporting
                                                              Administrator BCTC
                                                              Administrator BCTC
                                                              • Keep proper accounts & records of scheme / members / investment funds
                                                              • Provide members with benefit statements and relevant information on a regular basis
                                                              • Calculate net asset value per unit of trust funds
                                                              Custodian BCTC
                                                              Custodian BCTC
                                                              • Safekeep underlying securities & cash
                                                              • Settle purchase / sale of securities
                                                              • Act on trustee’s instruction
                                                              • Appoint appropriate sub-custodian
                                                              Fund Manager
                                                              Fund Manager
                                                              • Provide independent investment management
                                                              • Formulate investment policy, strategy & benchmarks
                                                              • Comply with respective investment guidelines / regulations & investment policies
                                                              • Monitor investment restrictions

                                                              Operators of an MPF Scheme

                                                              Plan Sponsor BCTF
                                                              • Determine pricing structure & fee discount for clients
                                                              • Design MPF scheme including selecting fund managers & investment choices for members
                                                              • Establish performance benchmarks for constituent funds
                                                              • Promote / market the scheme and provide member service
                                                              Trustee BCTC
                                                              • Perform fiduciary & statutory duties, diligently and responsibly
                                                              • Appoint administrator, fund manager & custodian, oversee & monitor such service providers
                                                              • Hold title to trust assets on behalf of scheme members & authorise benefit payments
                                                              • Regulatory & compliance reporting
                                                              Administrator BCTC
                                                              • Keep proper accounts & records of scheme / members / investment funds
                                                              • Provide members with benefit statements and relevant information on a regular basis
                                                              • Calculate net asset value per unit of trust funds
                                                              Custodian BCTC
                                                              • Safekeep underlying securities & cash
                                                              • Settle purchase / sale of securities
                                                              • Act on trustee’s instruction
                                                              • Appoint appropriate sub-custodian
                                                              Fund Manager
                                                              • Provide independent investment management
                                                              • Formulate investment policy, strategy & benchmarks
                                                              • Comply with respective investment guidelines / regulations & investment policies
                                                              • Monitor investment restrictions