Tips for you

                                                              What is Employee Choice Arrangement (ECA)?

                                                              You can transfer the employee portion of your mandatory contribution held in your contribution account under current employment to a trustee and scheme of your own choice. You can carry out transfers in a lump sum once every calendar year. For the mandatory contributions accrued during employment or self-employment, you can transfer it in lump sum at any time.

                                                              I am going to change job, can I transfer my MPF assets from former employment to a personal account at BCT?

                                                              Yes, you can transfer your MPF assets from your former employment to BCT for account consolidation. Steps are easy, you can call our BCT hotline at 2298 9381, and a dedicated representative will guide you through the process.

                                                              How can I save more via my MPF account?

                                                              BCT offers personal retirement solutions with options for Special Voluntary Contributions and Tax Deductible Voluntary Contributions to meet your needs for flexible contributions and various withdrawal demands.

                                                              To learn more about our Easy Gold Plan, please call our hotline at 2298 9381

                                                              How can I know if my investment choice fits my retirement goal?

                                                              Before making any MPF investment choice, you should understand your risk tolerance level as it may change over time. Also, you should review your investment strategy periodically in alignment with your financial and retirement needs.

                                                              To learn more about your risk profile and your investment portfolio, please click here.

                                                              Enrollment Timeline: within 60 days of employment.

                                                              Just one step to take:

                                                              For Enrollment
                                                              Fill-in form
                                                              Fill-in form

                                                              Download and complete the Member Enrollment Form (Note: Authorised signature with company chop are required) and send it to us.

                                                              Upon completion of your enrollment
                                                              • Notice of Participation will be sent to your employees within five working days upon receipt of the enrollment form.
                                                              • Email or SMS notification will be sent to your employees for retrieving a verification code, which could be used for password set up via member website afterwards.

                                                              Please read the relevant MPF Scheme Brochure before completing the above application forms.

                                                              Enrollment Timeline: the next working day following the 1st pay day or the 10th day from the commencement of employment, whichever is earlier.

                                                              Just one step to take:

                                                              For Enrollment
                                                              Fill-in form
                                                              Fill-in form

                                                              Complete the following forms and send to us directly

                                                              Upon completion of your enrollment
                                                              • Notice of Participation and Casual Employee Card will be sent to your employees within five working days upon receipt of the enrollment form.
                                                              • Email or SMS notification will be sent to your employees for retrieving a verification code, which could be used for password set up via member website afterwards.

                                                              Please read the relevant MPF Scheme Brochure before completing the above application forms.