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                                                              Investment Views from Managers
                                                               
                                                               

                                                              Introduction

                                                              Service Providers
                                                              Service Providers

                                                              With a low birth rate and increased life expectancy, Hong Kong faces the challenge of sustaining a growing aging population. According to the World Bank’s report, a multi-pillar approach is recommended to ensure the elderly have enough finances to sustain their retirement. To address the second pillar of this approach, Hong Kong established the terrority-wide Mandatory Provident Fund (MPF), a mandatory, privately managed, fully funded contribution scheme to cover the working population. Launched on 1 December 2000, it ensures Hong Kong's workforce will be provided with adequate retirement savings.

                                                              As one of the leading pension service providers in Hong Kong, BCT strikes to provide professional MPF and ORSO solutions to enable our members to plan for a quality retirement life.

                                                              *Data as of December 2015

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                                                              Some of the information contained herein including any expression of opinion or forecast has been obtained from or is based on sources believed by us to be reliable, but is not guaranteed and we do not warrant the adequacy, accuracy, reliability or completeness of such information obtained from or based on external sources. The information is given on the understanding that independent investment advice should be sought when making investment decisions; that it will not be relied on in the making of investment decision and that any person who acts upon it or otherwise changes his or her position in reliance thereon does so entirely at his or her own risk. This is not an offer to buy or sell or a solicitation or incitement of offer to buy or sell any securities referred to herein, save for BCT (MPF) Pro Choice, BCT (MPF) Industry Choice, BCT Premier Pooled ORSO Retirement Plan and their underlying constituent funds. It should also be appreciated that under certain circumstances the redemption of units/shares may be suspended. Investment involves, in particular, risks associated with investment in emerging and less developed markets. Please refer to the relevant prospectus for details. Past performance is not indicative of future performance.

                                                              Information contains on this webpage is for reference only. The views and opinions as expressed therein may vary as the market changes.

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