Investment Views from Managers
                                                               
                                                               

                                                              Tips for you

                                                              What is Employee Choice Arrangement (ECA)?

                                                              You can transfer the employee portion of your mandatory contribution held in your contribution account under current employment to a trustee and scheme of your own choice. You can carry out transfers in a lump sum once every calendar year. For the mandatory contributions accrued during employment or self-employment, you can transfer it in lump sum at any time.

                                                              I am going to change job, can I transfer my MPF assets from former employment to a personal account at BCT?

                                                              Yes, you can transfer your MPF assets from your former employment to BCT for account consolidation. Steps are easy, you can call our BCT hotline at 2298 9381, and a dedicated representative will guide you through the process.

                                                              How can I save more via my MPF account?

                                                              BCT offers personal retirement solutions with options for Special Voluntary Contributions and Tax Deductible Voluntary Contributions to meet your needs for flexible contributions and various withdrawal demands.

                                                              To learn more about our Easy Gold Plan, please call our hotline at 2298 9381

                                                              How can I know if my investment choice fits my retirement goal?

                                                              Before making any MPF investment choice, you should understand your risk tolerance level as it may change over time. Also, you should review your investment strategy periodically in alignment with your financial and retirement needs.

                                                              To learn more about your risk profile and your investment portfolio, please click here.

                                                              Some of the information contained herein including any expression of opinion or forecast has been obtained from or is based on sources believed by us to be reliable, but is not guaranteed and we do not warrant the adequacy, accuracy, reliability or completeness of such information obtained from or based on external sources. The information is given on the understanding that independent investment advice should be sought when making investment decisions; that it will not be relied on in the making of investment decision and that any person who acts upon it or otherwise changes his or her position in reliance thereon does so entirely at his or her own risk. This is not an offer to buy or sell or a solicitation or incitement of offer to buy or sell any securities referred to herein, save for BCT (MPF) Pro Choice, BCT (MPF) Industry Choice, BCT Premier Pooled ORSO Retirement Plan and their underlying constituent funds. It should also be appreciated that under certain circumstances the redemption of units/shares may be suspended. Investment involves, in particular, risks associated with investment in emerging and less developed markets. Please refer to the relevant prospectus for details. Past performance is not indicative of future performance.

                                                              Information contains on this webpage is for reference only. The views and opinions as expressed therein may vary as the market changes.