Investment Views from Managers
                                                               
                                                               

                                                              BCT Wins 2 FinTech Awards for Digital Innovation

                                                              BCT Group garnered 2 platinum awards in the "IFTA FinTech Achievement Awards 2019" in recognition of our digitalisation efforts in enhancing user experience. As a key provider of MPF/ORSO solutions and best-in-class asset servicing for investment funds and pensions, BCT upholds digital innovation and delivers good customer experience.

                                                              As we entered this FinTech award programme for the first time, it is our honour to win the "e-Provident Fund Platinum Award" for using electronic infrastructure and processes to streamline and automate MPF scheme administration. In addition, the efficiency we realized in using software robots to execute business processes have been encouraging, in which we received the "Robotic Process Automation Platinum Award".

                                                              Digitalisation is the future. With the IT infrastructure in place, we will further build on our digital offerings to improve the e-journey for customers, whilst using the latest technologies to innovate and future-proof our business.

                                                              The IFTA FinTech Achievement Awards showcase and celebrate the extraordinary achievements made by corporations, NGOs, start-ups, and individuals in the Finance and Technology industry. Running for the 2nd year, the Awards have been diversified into 30 FinTech categories, recognising a wide spectrum of FinTech innovation, education, R&D, and its applications worldwide. For more details of the Awards, please visit https://iftaawards.org/en/

                                                              Remarks: The above awards are for reference only, with the sole purpose of corporate communications. Investment involves risks. Past performance is not indicative of future performance.


                                                              Some of the information contained herein including any expression of opinion or forecast has been obtained from or is based on sources believed by us to be reliable, but is not guaranteed and we do not warrant the adequacy, accuracy, reliability or completeness of such information obtained from or based on external sources. The information is given on the understanding that independent investment advice should be sought when making investment decisions; that it will not be relied on in the making of investment decision and that any person who acts upon it or otherwise changes his or her position in reliance thereon does so entirely at his or her own risk. This is not an offer to buy or sell or a solicitation or incitement of offer to buy or sell any securities referred to herein, save for BCT (MPF) Pro Choice, BCT (MPF) Industry Choice, BCT Premier Pooled ORSO Retirement Plan and their underlying constituent funds. It should also be appreciated that under certain circumstances the redemption of units/shares may be suspended. Investment involves, in particular, risks associated with investment in emerging and less developed markets. Please refer to the relevant prospectus for details. Past performance is not indicative of future performance.

                                                              Information contains on this webpage is for reference only. The views and opinions as expressed therein may vary as the market changes.