Retirement Planning
                                                               
                                                               

                                                              Tips for you

                                                              What is Employee Choice Arrangement (ECA)?

                                                              You can transfer the employee portion of your mandatory contribution held in your contribution account under current employment to a trustee and scheme of your own choice. You can carry out transfers in a lump sum once every calendar year. For the mandatory contributions accrued during employment or self-employment, you can transfer it in lump sum at any time.

                                                              I am going to change job, can I transfer my MPF assets from former employment to a personal account at BCT?

                                                              Yes, you can transfer your MPF assets from your former employment to BCT for account consolidation. Steps are easy, you can call our BCT hotline at 2298 9381, and a dedicated representative will guide you through the process.

                                                              How can I save more via my MPF account?

                                                              BCT offers personal retirement solutions with options for Special Voluntary Contributions and Tax Deductible Voluntary Contributions to meet your needs for flexible contributions and various withdrawal demands.

                                                              To learn more about our Easy Gold Plan, please call our hotline at 2298 9381

                                                              How can I know if my investment choice fits my retirement goal?

                                                              Before making any MPF investment choice, you should understand your risk tolerance level as it may change over time. Also, you should review your investment strategy periodically in alignment with your financial and retirement needs.

                                                              To learn more about your risk profile and your investment portfolio, please click here.

                                                              Introduction

                                                              Retire on Your Own Terms – Let BCT help you plan a fulfilling retirement

                                                              Whether you are just starting to work or you are well into your career, now is a good time to discover if you are on the right track to retire comfortably. Use the following resources and find out what you need to live your dream retirement.

                                                              Take the first step to your retirement planning

                                                              Living for another 30 to 40 years after work is not impossible. Want to know whether you are on the right track and how should one start preparing?

                                                              What type of investor are you?

                                                              All investments involve risk and risk tolerance varies by individuals. Depending on your retirement goals, income, age and investment aggressiveness, you will fall into one of the following categories. Select the option that applies most to you:

                                                              Are you on the right path for retirement?

                                                              No matter your age, it's always a good idea to make sure you’re on track for retirement. Use our retirement calculator to find out how much you need to live the retirement you want and how to get there.