Retirement Planning
                                                               
                                                               

                                                              Way of transfer of your MPF assets to us

                                                              Introduction

                                                              Regular Employee can transfer their MPF assets to BCT through the following ways

                                                              Employee Choice Arrangement
                                                              Employee Choice Arrangement

                                                              You can transfer the employee portion of your mandatory contributions and investment returns held in your contribution account under current employment to a trustee and scheme of your own choice. Such transfers can be carried out in a lump sum, once every calendar year. For the mandatory contributions accrued during employment or self-employment, you can transfer in lump sum at any time.

                                                              For more details, please click here.

                                                              Additional contributions made by Employees

                                                              Easy Gold Plan

                                                              A quality of retirement life is important to you, BCT provides Special Voluntary Contributions and Tax Deductible Voluntary Contributions for your additional protection after retirement with the additional money saved.

                                                              For more details, please click here.

                                                              Account Opening / Transfer Method

                                                              You could either reach the MPF Expert Hotline at 2298 9888, we are glad to assist you for necessary procedures, or try out our first fully electronic MPF account opening and transfer platform via the "MPF eChannel". By following the system instructions, you could complete the forms of personal account opening and consolidate / transfer MPF to BCT in a simple and accurate handling on your own in 3 steps.

                                                              Login “MPF eChannel”

                                                               

                                                              Introduction

                                                              Retire on Your Own Terms – Let BCT help you plan a fulfilling retirement

                                                              Whether you are just starting to work or you are well into your career, now is a good time to discover if you are on the right track to retire comfortably. Use the following resources and find out what you need to live your dream retirement.

                                                              Take the first step to your retirement planning

                                                              Living for another 30 to 40 years after work is not impossible. Want to know whether you are on the right track and how should one start preparing?

                                                              What type of investor are you?

                                                              All investments involve risk and risk tolerance varies by individuals. Depending on your retirement goals, income, age and investment aggressiveness, you will fall into one of the following categories. Select the option that applies most to you:

                                                              Are you on the right path for retirement?

                                                              No matter your age, it's always a good idea to make sure you’re on track for retirement. Use our retirement calculator to find out how much you need to live the retirement you want and how to get there.