BCT MPF/ORSO

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中文

BCT Introduces Market First MPF Fund Aiming to Provide Income and Protection Against Inflation

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We are heading to an era of high inflation again, which affects the buying power of money and erodes the value of retirement savings. Hong Kong people are famous for their longevity, and we will be experiencing a period of inflation once more. In that sense, inflation is the enemy of retirement!

BCT launches the first MPF fund which aims to provide “protection against inflation” as well as “dividend income”. “BCT (Pro) Asian Income Retirement Fund” will be added to the "BCT (MPF) Pro Choice" with effect from 25 April 2022. No matter which stage of life you are in, BCT is here to shape the future with you.

To Know More
Leaflet introducing the new funds: https://bit.ly/3w8tSBb
Frequently Asked Questions: https://bit.ly/3i2CNf1
Relevant Notice to Participating Employers and Members: https://bit.ly/3CMwgPi

MPF Scheme

For Employer

Tools

Demo / User Guide

MPF Calculator (Regular Employee)

This handy calculator helps employers calculate MPF contributions for their regular employees and prepare remittance statements for submission to BCT.

Tool

Demo

Tool

Demo

MPF Calculator (Casual Employee)

This handy calculator helps employers calculate MPF contributions for their casual employee and prepare remittance statements / contribution forms for submission to BCT.

Tool

Demo

Tool

Demo

Contribution Form (Casual Employee)

This handy form helps employers prepare contribution information for submission to BCT.

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C-Online

Please note that C-Online is only applicable for calendar month payroll cycle that starts from the first day of the month and ends on the last day of the month.

User Guide

Contribution Computation Tool (First Contribution of Regular Employee)

The Calculator is only applicable for calculating the first contribution for calendar month payroll employees (other than casual employees) between the age of 18 and 65. It is not applicable to those employees (i) who reach the age of 65 or cease employment during a payroll period that falls within the first contribution period, or (ii) whose employment is transferred between companies as a result of business ownership change or intra-group transfer.

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Contribution Computation Tool (Casual Employee)

This Contribution Computation Tool helps employers calculate contributions for their casual employees conveniently and speedily.

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Autobill

When making MPF contributions every month, employers are required to submit a remittance statement listing the contribution details of all employees enrolled in the MPF plan. If your employees earn steady income and the staff turnover is low, Autobill will definitely save your time in making MPF contributions. Under the Autobill arrangement, BCT will prepare the remittance statement for you with the last available relevant income of your employees and send you a pre-printed remittance statement with contribution details by post before the end of each month. You will only need to verify the contribution details, sign and submit that remittance statement together with contribution payment to BCT by post for handling. For details, please call our Employer Hotline at 2298 9388.

User Guide

eEnrolment

When you enroll new employees to the MPF scheme, make use of BCT’s new "eEnrolment" service. Login to “Employer ePlatform” at www.bcthk.com, fill in and submit basic information of the employees under “eEnrolment”. Your employees will receive a link through SMS/email with instructions to complete the enrolment process. Save time from form collection and further follow up.

User Guide

For Employee/Self-employed

Tools

Demo / User Guide

Retirement Calculator

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Reading Guide & Glossary to Your Member Benefit Statement (Annual)

User Guide

Reading Guide & Glossary to Your Member Benefit Statement (Semi-annual)

User Guide

eEnrolment

Tool